Not long ago Taiping Life went live with a new proton heavy ion medical insurance policy called the Quality Peace of Mind 2021 Proton Heavy Ion Medical Insurance. The previously launched 2019 version attracted a lot of people with its $9.99 a year and $3 million coverage,
So is this product coverage comprehensive and is it good for us?
This article can clear your doubts!
"What about Taiping Life Quality Assurance 2021 Medical Insurance?
One, how is the TaiPing ProtonMind 2021 Proton Heavy Ion Medical Insurance coverage
Essentials chart first.
Plus 2021 medical insurance
A careful look at the coverage chart, can find that this is a special protection proton heavy ion insurance, will not be involved in the general medical and critical illnesses medical insurance, let's get to know the content of this product coverage!
1.? Proton heavy ion protection is more comprehensive
To explain the proton heavy ion technology: proton heavy ion radiation therapy refers to the malignant tumors using proton and heavy ion technology for radiation therapy, the world's top recognized "cancer weapon". This technology can accurately irradiate the lesion area, and the side effects on the human body are very small, and will not produce severe adverse reactions.
The number of Chinese patients traveling to Japan for cancer treatment increased rapidly in 2016. The number of people going to Japan for medical treatment was five times higher than in 2015, and more than 500,000 people left the country for medical treatment. Medical treatment in Japan has been a popular trend, it can be said that the technology has been much more mature than my over, as for the cost of this aspect, than China's cancer proton heavy ion treatment is much cheaper.
Over the years, the World Health Organization (WHO) in the world's medical level comparison, Japan has been in the first place this position for several years; Japan's proton and heavy ion treatment of the number of facilities dedicated to the level of technology is very good, so everyone will be more inclined to go to Japan for cancer treatment.
According to the relevant industry analysis, China's proton heavy ion therapy equipment has not introduced much, and in the treatment of the experience is not much, for other countries of proton heavy ion therapy that is still quite a lot of difference, which is mainly through the following two aspects:
On the one hand, China's use of proton heavy ion method of treatment is not much of the organization, the number of cases is relatively small, which makes China's proton heavy ion treatment of disease is not much. On the one hand, there are not many institutions in China that use the proton heavy ion method to treat diseases, and the number of cases is also relatively small, which makes our country's proton heavy ion centers engaged in the relevant medical personnel lack of practical experience.
On the other hand, we now know that the performance of our proton heavy ion centers in the treatment of patients is not very good, or more inclined to accept some early, a single focal point of the patient, for the middle and late stage of lung cancer patients, almost no treatment.
Today, quite a lot of medical insurance only includes the domestic proton heavy ion medical insurance, while the amount of compensation to everyone is only one million, but this quality of peace of mind 2021 proton heavy ion medical insurance, not only for us to prepare for the domestic designated hospital proton heavy ion 100 percent of the payout ratio, there are 21 Japanese specific proton heavy ion medical institutions 100 percent of the payout ratio of the protection.
Assuming that you care about the even better Proton Heavy Ion technology, right now, many medical insurance policies are not able to meet this coverage requirement, however, this JPMC 2021 Proton Heavy Ion medical insurance policy can to a large extent provide comprehensive coverage in this regard.
2.? Poor renewal conditions
The renewal conditions of this PPS 2021 Proton Heavy Ion are not excellent, and there is no guarantee of renewal. If this product is discontinued, or the insured reaches the age of 60, the idea of not being able to continue to buy this product, we can compare it to some of the common medical insurance policies on the market which do not have a guarantee of renewal, but which are available up to the age of 100. The renewal conditions are even more garbage, so it's almost impossible to count on this policy to give you long-term stable coverage.
Renewal conditions are very important, and this article goes into a lot of detail to prevent you from getting into a hole:
"How to renew your health insurance, and what to look for"?
Secondly, is it worthwhile to buy the Pacific Quality Assurance 2021 Proton Heavy Ion Medical Insurance
After analyzing according to the above, the Pacific Quality Assurance 2021 Proton Heavy Ion Medical Insurance only protects Proton Heavy Ion, and the schoolmates are not very suggesting that you take this product as your only It is capable of being a supplemental insurance to a comprehensive medical insurance policy for millions of people.
Particularly in this year's epidemic has not been fully controlled to say, for the treatment abroad, which is already a certain risk, let alone consider going to Japan for treatment.
The current school sister that this medical insurance products are not very suitable, you can pay more attention to comprehensive protection, value-added services practical excellent million medical insurance.
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