Difference between residents' health insurance and employees' health insurance:
1. Different groups of people. The urban workers' health insurance is mainly oriented to have a work unit or engaged in self-employed workers and retirees. The urban residents' health insurance is mainly for the urban residents who have urban household registration and do not have a job, the elderly residents, the low-income people, the severely disabled, the students and children and other urban non-employees;
2, the contribution standard and the source of different. Urban workers' health insurance is paid by employers and individual workers***, and does not enjoy government subsidies. The urban residents' health insurance contribution standard is generally lower than that of employees' health insurance, and the government gives appropriate subsidies on the basis of individual contributions;
3. The treatment standards are different. Urban residents' health insurance due to the lower level of financing, medical treatment standards are generally slightly lower than the employee health insurance.
4. The contribution requirements are different. Urban workers' medical insurance set up a minimum number of years of contributions, to meet the contribution period (25 years for men, 20 years for women), no longer pay after retirement to enjoy the basic medical insurance benefits; urban residents' medical insurance does not set up a minimum number of years of contributions, you must pay every year, do not pay do not enjoy the benefits.
Legal basis: "on the establishment of a new type of rural cooperative medical system," Article IV
Management of funds rural cooperative medical fund is a voluntary payment by the farmers, collective support, the government funded by the people's public social funds, should be in accordance with the income to determine expenditures, balance of payments and the principle of openness, fairness and impartiality of the management, it must be The funds are earmarked for specific purposes and stored in special accounts, and may not be misappropriated or squandered.
Article 6 of the Measures for the Administration of Social Security Cards of the People's Republic of China*** and the State of China
The region issuing social security cards shall establish standardized human resources and social security business processes, and there shall be strong integrated coordination among the various businesses, which can ensure the effective application of social security cards. At the same time, the following technical conditions shall also be available:
(1) the establishment of business management systems, databases and information networks suitable for the use of the card in a way that provides back-office support for the application of the social security card;
(2) the availability of technical forces to support the management and application of the social security card, including personnel, equipment and so on, and the ability to quickly complete the system layout for the application of the social security card;
(3) the establishment of standardized and feasible implementation plans for the application of the social security card;
( (C) develop standardized and feasible implementation plans, including application design plans, cost solutions, information collection plans and specific issuance plans;
(D) establish a scientific and perfect social security card issuance and management system and clear internal control procedures, and formulate plans to deal with emergencies;
(E) other conditions stipulated by the Ministry of Human Resources and Social Security.