1. What do medical insurance classes A and B mean?
What drugs are in the drug list when medical insurance is reimbursed? Grade a? And then what? Class b? .
Class A refers to the class A drugs required by laws and regulations and clinical treatment.
Widely used in similar drugs, with good curative effect and low price. The expenses incurred in using these drugs should be included in the payment scope of the basic medical insurance fund, and paid according to the overall legal payment scope of the basic medical insurance, and Class A drugs should be reimbursed according to the reimbursement ratio 100%.
Class B refers to class B drugs. The basic medical insurance fund can pay for some medicines.
The expenses incurred in the use of this drug shall be paid by the insured according to a certain proportion after being included in the payment scope of the basic medical insurance fund, and shall be paid according to the basic medical insurance law.
2. What is the difference between Class A and Class B of medical insurance?
Class A drugs refer to drugs that are formulated uniformly by China, are necessary for clinical treatment, are widely used, have good curative effect and are low in price among similar drugs. The expenses incurred in the use of such drugs are included in the scope of payment of the basic medical insurance fund, and the expenses are paid according to the legal provisions of the basic medical insurance plan.
Class B drugs are available for clinical use, with good curative effect and higher price than class A drugs at the same level.
Medicare Class B drugs refer to Class B drugs, and the basic medical insurance fund has the ability to pay part of the expenses.
The expenses arising from the use of such drugs shall be paid by the insured according to a certain proportion, and then included in the scope of payment of the basic medical insurance fund, and the expenses shall be paid according to the basic medical insurance laws.