Question 2: What are the products for the elderly? What are the best products for the elderly? 100 points There is a good product for the elderly designed specifically for the disabled elderly, disabled, paralyzed people.
The whole product source bedside urinary and fecal care instrument, can automatically flush urinary and fecal, automatic drying, automatic turning, with a convenient, time-saving and environmentally friendly and hygienic. National investment, low threshold, is a good project in the pension industry, a revolutionary solution to the difficulty of nursing. Hope you can help
Question 3: What are the listed companies in the pension industry Pension concept stock leader
Medical industry: Yueyue medical (002223) (the first domestic market share) The company specializes in the rehabilitation of nursing series and medical oxygen series of medical equipment products production and sales, is the leading enterprise in the medical equipment OTC market, in the rehabilitation of nursing and medical The company specializes in the production and sales of rehabilitation care series and medical oxygen supply series medical devices, and is the leading enterprise in the OTC market of medical devices.
Shangrong Medical (002551): the company mainly provides clean operating room as the core of the medical professional engineering solutions, including medical professional engineering (such as operating rooms, ICU, laboratories, laboratories, medical gas engineering, etc.) of the planning and design, decoration and construction, appliance configuration, system operation and maintenance of integrated services.
Dean Diagnostics (300244): the company is mainly engaged in medical diagnostic outsourcing business and supporting in vitro diagnostic product agency business, the company provides services and products are mainly for the object of all levels of medical and health institutions. The company is a large-scale independent third-party medical diagnostic outsourcing service provider, is currently China's largest scale of operation, diagnostic program to carry out the most complete independent medical laboratory.
Health care industry: Harvard Pharmaceuticals (600664) (industry leader, asset injection subject matter + aging long-term assurance)
Pension industry: Da Nu Laser (002008) (the first to cut into the pension industry)
Pharmaceutical industry: Zhongxin Pharmaceuticals (600329) (the company's quick-acting heart-saving pills fast advantage is obvious)
Question four: What are the types of pension insurance? At present, the social security in the pension insurance is divided into four plants:
urban workers pension insurance, flexible employment personnel pension insurance, urban residents pension insurance, the new rural pension insurance
Good luck
Question 5: What are the main types of pension insurance? What are the main types of pension insurance? There are mainly social pension insurance and commercial pension insurance. The first thing to do is to buy social pension insurance, followed by the purchase of commercial pension insurance. Commercial pension insurance, as a supplement to social pension insurance, is getting more and more attention. There are the following types of commercial pension insurance: participating pension insurance, universal insurance, investment-linked insurance. It is best to buy commercial pension insurance as early as possible. The most important thing to remember is that you can't afford to lose your money on your own, and you can't afford to lose your money on your own, so you can't afford to lose your money on your own.
2. The distribution of cash flow should be reasonable. The benefits of pension insurance mainly lie in the compound interest effect brought about by its long-term investment. If you receive a lot of money too early, the account accumulation will be insufficient when you really need to retire.
3, payment flexibility. Before taking out an insurance policy, you should combine your own income level and financial planning to choose a suitable payment period.
4. Premium waiver. The premium waiver function is very important.
5, to ensure the purchasing power of the funds. In the choice of product pension insurance, should choose to have a dividend product, can ensure a long-term, stable payment, and through the dividend can be to a certain extent to ensure that the young saved pension also has the purchasing power of the year.
Purchasing commercial pension insurance for yourself and realizing the desire for a high-quality pension requires an effective combination of social security, personal savings and pension annuity insurance in a certain proportion in order to live a happy and carefree old age. Choose the right commercial pension insurance products, WiseChoices.com will be your best choice. Here is the recommendation for you:
Sunshine truly 128 Critical Illness Protection Plan Coverage:
* Maximum optional 300,000 critical illness cancer protection * death immediately pay 300,000 yuan of insurance benefits * value-added more powerful, the maturity of the return of 54,400 yuan Minimum monthly flower: 141 yuan Happiness Xianghong Health Protection Plan Coverage:
* Maximum optional 300,000 critical illness cancer protection * male and female special critical illnesses Cancer protection * men and women special critical illnesses additional payment of 150,000 yuan * return at maturity up to 300,000 yuan minimum monthly cost: 120 yuan
Question 6: What is the pension industry chain and the industries and products involved? The pension industry is characterized by a long industrial chain, involving a wide range of areas, and at the same time, the upper and lower *** industry has an obvious driving effect. Comprehensively speaking, the increase of the elderly population will undoubtedly stimulate the growth of health care, medical care, custodial care, housekeeping services, pension real estate, pension information services, elderly education, elderly tourism, leisure and entertainment, financial consulting and other services for the elderly population demand.
Question 7: What are the comparative brands of smart home care? Please recommend Nowadays, the wisdom of the home pension, has become fashionable, attention to more and more people, Shanghai Motion, is a good choice
Question 8: Banks have what pension financial products 1. According to the type of financial products income is divided into: capital guaranteed floating income, capital guaranteed income class, non-capital guaranteed floating income class products.
Capital guaranteed floating income products: investors can get 100% of the principal on the maturity date. But the gain is not guaranteed. These products are suitable for steady investors. Currently on the market there is a guaranteed minimum return products, that is, the worst case scenario for the investor to obtain the minimum yield on the maturity date. Generally the minimum rate of return is comparable to the interest rate on demand deposits.
Guaranteed return products: investors can get 100% of the principal on the maturity date and the actual rate of return is consistent with the expected rate of return. These products are suitable for conservative investors.
Non-principal-protected floating income products: The bank does not guarantee that the investor will receive 100% of the principal on the maturity date. The investor may lose part or all of the principal, and the return on the product is uncertain. Currently, there are some capital guaranteed financial products in the market of bank financial products, such as 90% capital guaranteed, investors can get 90% of the principal in the worst case on the maturity date. These products are suitable for investors with a certain degree of risk tolerance.
2. According to the financial products investment subject matter: bonds, credit assets, commodities, stocks, indices, exchange rates , indices, hybrids, alternative investments.
Bond-type financial products: treasury bonds, financial bonds, central bank bills, corporate bonds as the main investment direction of the bank financial products.
Credit asset-based financial products: generally refers to the bank as the principal will be through the issuance of financial products to raise funds entrusted to the trust company, the trust company as the trustee to set up a trust program, the trust assets to purchase financial products offered bank or third-party credit assets.
Equity-linked financial products: financial products linked to stocks. Currently, the market is dominated by Hong Kong stocks.
Index-linked financial products: financial products linked to an index. At present, the market is mainly linked to the Taiwan Weighted Index, Hang Seng Index, Nikkei 225 Index, and FTSE Index.
Interest rate-linked financial products: financial products linked to the interest rates of domestic and foreign currencies, the product's return depends on the structure of financial products and the trend of interest rates. At present, the market is mainly dominated by SHIBOR (Shanghai Interbank Offered Rate) and LIBOR (London Interbank Offered Rate).
Commodity-linked financial products: financial products linked to commodity futures. At present, the market is mainly linked to gold, oil, agricultural products, the majority of financial products.
Fund-linked financial products: financial products linked to the fund. The return on the product depends on the trend of the underlying and the structure of the product. At present, the overseas fund linked products are mainly.
Exchange rate-linked financial products: linked to foreign exchange. The return on these products depends on the exchange rate movements of one or more groups of foreign exchange. Such as the dollar / euro, the dollar / Australian dollar and so on.
Mixed products: the direction of investment includes the above 2 kinds of portfolio investment financial products
Alternative investment financial products: refers to the traditional stocks, bonds and currencies in addition to financial assets and food in the production of investment. Currently on the market can be seen in alternative investment products for red wine investment, white wine investment, jade investment, Pu'er tea investment, watch investment and so on.
Question 9: What are the products of life pension insurance? In today's pension crisis and lack of security, it is undoubtedly necessary and wise to buy a suitable commercial pension insurance for yourself in advance. Commercial pension insurance can also be used as a means of mandatory savings to help young people save for a rainy day and avoid overspending at a young age. What are the products of life pension insurance
As a well-known insurance company, life insurance has launched a variety of pension insurance products, you can go to the official website of life to check. As for how to buy commercial pension insurance, you can refer to the following:
1. At present, there are several types of insurance products with pension functions in the market, including traditional, two full, investment-linked and universal. And commercial pension insurance from the purchase to receive, the time span may be separated by 10 years, 20 years or even longer, so the insurance needs to be carried out as needed.
2. Traditional pension insurance has a fixed predetermined interest rate, and most of the products are annuities; two full-type insurance has protection and savings functions, as well as dividend functions, which is good for inflation; investment-linked insurance, no guaranteed returns, but the insurance company has to charge account management fees and other fees, and the policyholder is responsible for the profit and loss; universal insurance generally has a guaranteed return, and the insurance company has to charge policy management fees, initial fees, and other fees. The universal insurance generally has a guaranteed return, the insurance company will charge the policy management fee, the initial fee and other costs, suitable for long-term investment, generally more than 5 years before you can see the investment income.
3. The traditional type and the two full type insurance return amount is clear, and less investment, more suitable for the working class pension needs. The investment type and universal insurance due to the higher investment, riskier, more suitable for risk-tolerant high-income people.
4. The amount of pension provided by commercial pension insurance should account for 25%-40% of the total pension protection needs. Therefore, on the basis of the basic social pension insurance, taking into account the gradual improvement of living standards and prices and other factors, it is more appropriate for the insured to buy about 200,000 yuan of commercial pension insurance.
5. The shorter the pension insurance payment period, the lower the total premium payment. In the case of economic conditions allow, appropriate shortening of the payment period is more economical. The most important thing to remember is that you can't afford to lose your money on your own, and you can't afford to lose your money on your own, because you can't afford to lose your money on your own. Taiping Guardian Whole Life Annuity Insurance Coverage: * Flexible payment, lifelong pension * annual gold, 80 life * death return, wealth inheritance, the death of the full return of paid premiums Minimum monthly cost: 164 yuan Taikang e Love Family Pension Worry-free Lifelong Annuity Insurance (Participating) Coverage: * Lifelong pension, receive the whole life * unique dividend protection against inflation * monthly amount is equal to the amount of the monthly payment: more money, get more.
Question 10: What is the room for investment in the pension industry? At present, the world's main pension model is divided into three, namely, home pension, community pension, and institutional pension. Currently in China, these three modes of old age distribution accounted for about 96%, 1% and 3%. Home care is the absolute mainstream. According to the "9073" pension plan released by many places, the 3% of institutional pension will remain unchanged, while the proportion of community pension will increase from the current 1% to 7%. Coupled with the incremental elderly population, this brings a lot of market space for community care.
The five "golden combinations" of investment in the pension industry, hoping to inspire colleagues to think about entering the pension industry:
1, the combination of light assets and heavy assets: light assets with low investment, high return, easy to replicate, the capitalists favor light assets. Heavy assets can be in accordance with a long-term strategic planning to show the complete strategic landing of the enterprise, culture, sports, medical industry chain development.
2, the combination of medical and pension: the essence of "medical and pension" is the availability and continuity of medical services and pension services.
3, the combination of centralized and decentralized elderly care: centralized elderly care mainly refers to the centralized elderly care in nursing homes, nursing homes, elderly apartments, retirement communities, etc.; decentralized service mode, "where the elderly are, where the service is", subverting the traditional "first build institutions, and then move into the elderly" model of elderly services. The traditional "first build institutions, and then move in the elderly" model of elderly services.
4, artificial services and intelligent technology
5, short-term products and long-term products: short-term products mainly refers to conventional property sales, nursing care services, medical rehabilitation services, medical and nursing services and other derivative products and services; long-term products are mainly some innovative products and services, such as senior financial, senior financial products. It is necessary to select the appropriate entry point according to the enterprise's own resources.