I. Advantages of Water Drop Wan Medical Insurance
1. Wide range of medical reimbursement. Ordinary hospitalization, special outpatient, outpatient surgery, hospitalization before and after the day of outpatient emergency, proton heavy ion, etc.. All can be reimbursed; currently only some health insurance will contain proton heavy ion, which is a good thing for health insurance in 2020. There's usually a $3 million reimbursement cap, and if there's a serious illness, with 120 types, the reimbursement doubles to $6 million. Not limited to social security, out-of-pocket expenses, targeted drugs, purchased drugs, you can report ICU, imported equipment, surgical costs, treatment costs, nursing costs and other expenses.2. In critical illnesses exclusive access to medical services tertiary in the hospital inpatient hospitalization, by 010 to 605 of the experts to arrange the whole process accompanied by a doctor
Two of the drawbacks of the droplet protection 2021 Million Dollar Healthcare Insurance
Generally speaking, the droplet Insurance 2021 million medical insurance waiting period is 30 days, 60 days for outpatient emergency, 90 days for critical illnesses, in fact, there are many million medical insurance waiting period is only 30 days, will not be separate special requirements for outpatient emergency and critical illnesses. Compared to this, the Waterdrop Insurance Million Dollar Medical Insurance 2021 does not have a strong competitive advantage. Overall, although Waterdrop Insurance Million Medical Insurance 2021 has comprehensive coverage and many value-added services, the renewal conditions and waiting period are very unfriendly to consumers.
In summary, hospitalization is not scary, and current medical technology is sufficient for most patients to get good treatment. What's scary is that users can't be cured, but money is life in the face of huge medical expenses. Don't give up treatment because you don't have money, this is the most heartfelt expectation of all users. Launched Waterdrop Million Medical Insurance 2020, which upgrades a number of duties and services based on the original duties.