Recommended reading on the topic: 'Application Form for Corporate Borrowing'.
Application letters have become indispensable as people have started spilling their guts. Applications are written to seek the help and approval of the organization or the leader. Do you have a problem in writing an application letter? I have carefully collected and organized the "Application for Business Loan" for you, please bookmark it so that you can read it again next time!
Enterprise loan application letter Part 1Borrower (hereinafter referred to as Party A): legal representative: proxy:
A and B in the spirit of equality, voluntariness and the principle of honesty and good faith, on the borrowing of money to reach agreement. Hereby enter into this contract for both parties to abide by the fulfillment.
Article I borrowing amount and period
The consensus of both parties to the contract, by Party B to Party A to lend funds *** counting ____________ yuan (capitals: ________________ whole); this contract borrowing period for ____ year or ____ month, from the year ____ month ____ to ____ year ____ month ____ end; the actual date of payment of the loan is inconsistent with the date of the contract, the actual date of payment of the loan shall prevail.
Article II Use of Borrowings
The parties agree that Party A shall use the borrowed funds only for the following matters:
__________ and shall not divert them to other matters. What's more, they cannot be used for illegal and criminal activities.
Article III Interest on Borrowing and Interest Rate Adjustment
1, the borrowing interest rate of this contract is ____________ (calculated according to the People's Bank of China announced on the day of the year month of the lending benchmark interest rate of _________ times);
2, during the fulfillment of this contract, in case of the People's Bank of China lending benchmark interest rate increase, the borrowing interest rate is adjusted upward, implementation;. In the event of the People's Bank of China lending benchmark interest rate downward, the original contract agreed upon interest rate.
Article IV of the loan payment
1, Party B to pay the loan on the premise that Party A provides a variety of supporting materials to meet the requirements of Party B, and to provide the appropriate security, signed the application for borrowing the legal instruments required by Party B;
2, Party A authorizes Party B in the examination and consent, will be __________ by transferring directly into the Party A designated and approved by Party B The following account recognized by you;
Account Bank: ________________________________
Account Name: ________________________________
Account Number: ________________________________
3. The remaining borrowing __________ in cash shall be paid by Party B to Party A directly. Party A issues the relevant proof of receipt;
Article 5 Return of Borrowings
1. By consensus, Party A and Party B choose the following ____ repayment method:
(1) Party A repays the principal and interest of the loan in installments:
(2) After the expiration of the borrowing period of the contract, Party A repays the principal and interest of the loan in one lump sum;
(3) Pay interest __________ per month and return the principal in one lump sum after the expiration of the borrowing period.
2. Party B designates the following bank account number as the collection account and guarantees that it is true and effective. Within _____ working days after the expiration of the loan period (or installment period), Party A will remit the borrowing amount and interest or (installment repayment amount and interest) to this account.
Account Bank: ________________________________
Account Name: ________________________________
Account Number: ________________________________
3. Party A shall notify Party B in writing in advance _____ of the early repayment of the loan, and the interest on the loan shall be calculated in accordance with the term of __________ or according to the term of __________.
Article 6 Borrowing extension
Party A can not return the borrowings under this contract on time, the need for extension, should be in the borrowing period (or installment period) before the expiration of the ________ working days to Party B to submit a written application, and Party B review agreed to sign the loan extension agreement.
Article VII Guarantee of Borrowing
Party A and Party B choose to fulfill paragraph ____ of this article.
1, this contract borrowing without security;
2, this joint borrowing of security for ____________, by Party B and the guarantor of the specific security matters of this contract signed a security contract numbered ____________.
Article 8 Commitment of Party A
1, Party A is a Chinese legal person or natural person legally established according to the laws of the People's Republic of China*** and the State of China, and has the civil rights and behavioral capacity necessary for the signing and fulfillment of this contract, and is able to independently bear civil liabilities;
2, documents provided by Party A in connection with this borrowing, statements and certificates, etc., are all legal, true, Accurate and complete.
Article 9 Obligations of Party A
1. Party A shall repay the loan principal and interest as agreed in the contract;
2. Without Party B's written consent, Party A shall not transfer or disguise the debt liability of the contract in any way;
3. Party A shall be subject to Party B's supervision. If Party B requests, Party A shall provide statements and other documents that truly reflect the use of the loan;
4. During the borrowing period, any significant changes in Party A's business decision-making (including but not limited to stock transfer, reorganization, merger, separation, joint ventures, cooperation, changes in the scope of business and registered capital, etc.), which may affect the rights and interests of Party B, Party A shall notify Party B in writing at least ________ working days in advance, and implement the loan repayment. Party B, and implement the responsibility of loan repayment, or early repayment, or provide a guarantee recognized by Party B;
5, Party A transfers, disposes of all or most of its significant assets or business income, should be at least one working day in advance to notify Party B in writing, and implement the responsibility of loan repayment, or early repayment of the loan, or provide a guarantee recognized by Party B;
6, the occurrence of major events affecting the ability to perform the contract, including Significant events affecting Party A's ability to fulfill the contract, including but not limited to major economic
7, the guarantor has been suspended, closed, declared bankrupt, dissolved, suspended business license, revoked, and operating losses, or as a guarantee of the loan of the contract collateral, pledges, pledge rights, the value of the reduction of the Party B shall provide a new guarantee approved by Party B;
8, during the period of the borrowing, the Party A Changes in corporate name, legal representative, project leader, residence, telephone, fax, etc., shall notify Party B in writing within the working day of the change.
Article 10 Obligations of Party B
1, Party B should be in accordance with the contract, on time and in full to lend funds to Party A;
2, for the negotiation, conclusion, fulfillment of this contract in the process of Party A's commercial secrets as well as Party A's request to be kept confidential information, data and other information, Party B shall be kept confidential;
3, Party B shall be in accordance with the contractual interest rate and period of time to collect interest. Party B shall charge interest according to the interest rate and period agreed in the contract. Party A early repayment, Party B shall agree after receiving a written notice from Party A.
Article 11 Default Liability
1, after the entry into force of this contract, not in accordance with the contract to fulfill their obligations, shall bear the corresponding liability for breach of contract.
2, Party B did not provide loans in accordance with the agreement of this contract, Party A has the right to require Party B to pay liquidated damages, liquidated damages are calculated and charged as follows:
3, the following circumstances, Party B has the right to require Party A to immediately repay the loan, interest and other costs, and the date that Party B requires Party A to repay the foregoing amount is the expiration of the term of the borrowing period of the contract
Day.
(1) Party A fails to repay the loan and interest on time, and after Party B's written reminder, still fails to repay;
(2) Party A fails to use the loan according to the purpose agreed in this contract;
(3) Party A provides false, or even illegal, certificates, documents and other information;
(4) Party A undergoes a transfer of shares, reorganization, merger, spin-off, joint venture, Cooperation, change of business scope and registered capital, and other major events that endanger, damage, or may endanger, damage the rights and interests of Party B;
(5) During the performance of the contract, the mortgagor unauthorized disposal of the collateral, or the mortgagor's behavior is sufficient to reduce the value of the collateral, Party B demanded the restoration of the original state or to provide the appropriate security was denied;
(6) Party A suspended, suspended business, declared bankruptcy, dissolution, Suspended business license, was revoked, involved in major economic disputes, financial deterioration and other circumstances endanger, damage or may endanger, damage the rights and interests of Party B;
4, the following circumstances, Party B has the right to unilaterally terminate the contract
(1) Party A or a third party to provide the collateralized property can not be for the registration of mortgages;
(2) Force majeure causes Party B can not provide loans to Party A;
(2) Force majeure causes Party B is unable to provide loans to Party A.
5. If Party A fails to pay the interest on time, Party B has the right to demand Party A to pay the liquidated damages in accordance with the daily ____ calculation of the unpaid interest; if Party A fails to settle the principal amount of the loan overdue, Party B has the right to demand Party A to pay the liquidated damages in accordance with the daily ____ calculation of the principal amount of the loan.
Article XII notarization
Any party to propose notarization of the contents of this contract, the other party shall agree, notarization costs borne by the Party.
Article 13 Dispute Settlement
The disputes arising from the unfinished matters of this contract and the fulfillment of this contract shall be resolved through consultation between Party A and Party B. If the consultation fails, the disputes shall be under the jurisdiction of the _____________ People's Court.
Article 14 of the contract entry into force, change and termination
1, this contract from the legal representative of the two sides or commissioned agent to sign and stamped with the official seal of the company or the date of the contract seal; if there is a guarantee, from the date of entry into force of the guarantee contract.
2, after the contract comes into effect, in addition to the contract has been agreed upon, neither party shall change or terminate this contract without authorization; if there is a need to change or terminate this contract, should be by the consensus of the two parties and reach a written agreement.
Article XV other
1, this contract is not exhaustive, A and B may reach a separate written agreement, as an annex to this contract. Any attachment, modification or supplement to this contract constitutes an inseparable part of this contract and has the same legal effect as this contract.
2. This contract shall be executed in ____ copies, Party A shall execute ____ copies and Party B shall execute ____ copies.
Party A (official seal): _________ Party B (official seal): _________
Legal representative (signature): _________ Legal representative (signature): _________
_________ year ____ month ____ day _________ year ____ month ____ Day
Enterprise loan application letter Part 2### County xxx bank:
Now the ##### Grain and Oil Co., Ltd. to apply for loan guarantees reported as follows:
First, the company's basic situation:
(a) the basic situation of the company ##### Grain and Oil Co., Ltd. formerly ### Grain and Oil Processing Plant, which was put into production in April 1999 Ltd. was formerly known as ### Grain and Oil Processing Factory, which was put into production in April 1999, replaced new production equipment in March 20xx, and added new equipment such as rice polishing, color sorting, vacuum packaging, etc. in April 20xx. In July 20xx, on the basis of the factory, the company was registered and set up by the approval of the ##### Grain and Oil Company Limited. At present, the company is the only enterprise in ### County authorized to engage in grain and oil processing. The company is located in #### Town, #### County, #### Village, covering an area of 3000 square meters, with 15 employees and registered capital of 500,000 yuan. The company's main products are five kilograms, ten kilograms, fifteen kilograms, twenty-five kilograms packaging series "####" brand rice and edible pressed rapeseed oil, the daily production capacity of 160 tons of rice. The products are mainly sold to the counties and districts of #### city, and the quality of the products has been highly praised by the consumers. The "####" brand rice has been registered by the State Trademark Bureau.
The company is mainly "company + cooperative + base + farmers" business mechanism, the company is the main member of the #### rice planting professional cooperatives, according to the voluntary principle of the farmers, in 20xx, according to the law of the transfer of 200 farmers' land, the establishment of more than 1,000 acres of grain and oilseed crop production base, using a rice and an oil planting model, a rice and an oil planting mode, the company has been able to provide a wide range of products and services. A rice and oil planting model, the main development and planting of high-quality rice, processing of organic ecological rice and selenium-rich rice, driving farmers to take the production and management specialization, standardization, scale, intensive agricultural industrialization of the development of the road, 20xx year the company was designated by the County Agricultural Bureau of ### County rice production mechanization training base.
(B) the company's legal representative credit company's legal representative ####, born in 1969 October 1, secondary education, assistant economist, 1989 to 1999, mainly engaged in the acquisition of agricultural products such as grain and oil, sales; 1999 to 20xx July with his brother #### founded and operated #### Grain and Oil Processing Plant (self-employed households), 20xx July So far with his brother ####*** with investment in the founding of ##### Grain and Oil Co. 20xx was awarded the rural party members of the ##### County Committee double with the pioneer; 20xx and 20xx by the ##### County ####### Town Party Committee as an excellent **** production party members; 20xx by the ################################ County Party Committee and ####################### County People's Government awarded to promote the work of advanced individuals in the industrialization of agriculture and other honorary titles. Honorary title. In engaging in grain purchase and processing for many years, #### has always had a credit relationship with #### County Rural Credit Cooperative Union #### Credit Union, and in the course of dealing with the credit union, it has never been on schedule to pay the interest and return the principal of the loan. Over the years, we have been granted a credit line of 400,000 RMB by #### Credit Union, and the performance rate of the contracts concluded with our operating customers is 100%. After the establishment of the company, there is no credit relationship with any credit enterprise. 20xx year #### and other investors use their own funds for the company to add new machinery and equipment, transfer of farmers' land up to 1,000 acres, the formation of the company's rice, oilseed crops planting bases, intended to start from the year 20xx gradually bigger and stronger company.
(C) business equipment and licenses, the company has 17 sets of machinery and equipment for the production and processing of rice and edible oil, valued at 799,000 yuan. The main equipment has China zhejiang zhuji city qi carp grain and oil machinery has * company production of MLGT25-A type rubber roller huller, China * city hongjia grain machinery limited company production of 80-2 vibration cleanup to remove the stone combination sieve, anlu city jinggu grain machinery * preparation limited company production of MPG14.5 type rice polishing machine and the production of he * wanbao photoelectricity science and technology limited company production of WB-160D coloring machine. Ltd. and WB-160D color sorter produced by Hop*Wanbao Optoelectronics Technology Co. The company in July 20xx by ### County Administration for Industry and Commerce issued "Business License for Enterprise Legal Person", approved for business, registration number 341722000006846 (1-1), organization code 05015201-0, ### County Local Taxation Bureau issued the "Tax Registration Certificate" number is 3429220501520xx, ### City Quality and Technical Supervision issued the "National Industrial Products Production License" No. QS341701020xx0. In short, the company's production equipment and business licenses are complete.
(D) assets and liabilities and production and operation situation of the company currently does not have any liabilities. 20xx year is mainly the use of transfer to the 1000 acres of production bases, a rice and oil planting and production and processing, in addition, will also be in the adjoining Dongzhi County with #### seven miles Lake and other grain production areas to acquire 1 million pounds of rice for processing and sales, is expected to be 4,032,000 yuan of annual sales, of which base Sales revenue of 2.522 million yuan, the acquisition of processing revenue of 1.53 million yuan, the annual profit of 922,000 yuan.
Second, the working capital loan forecast working capital loan forecast see attached table - "working capital loan forecast and benefit forecast schedule".
In order to do a good job of the company's 1000 acres of base this year, such as rice and oilseed rape production and management work, the urgent need to inject a lot of money to buy seeds, fertilizers, drugs, pay land rent, etc., the expenditures of the liquidity of about 1.745 million yuan. The company needs about 1.365 million yuan of working capital for the purchase of raw grain processing, and the cumulative working capital is 3.11 million yuan. At present, the company self-financed 1.11 million yuan of funds, mainly for the purchase of drying equipment and the acquisition of raw grain, is still in need of working capital of 2 million yuan, for which the company intends to apply for a working capital loan of 2 million yuan.
Third, the benefit forecast from the "working capital loan forecast of the benefit forecast table" can be seen, the company invested 3.11 million yuan in 20xx, can get 4.032 million yuan of income, annual profit of 922,000 yuan, can be the year to pay off the loan.
Fourth, the debt servicing ability because the company has established 1000 acres of grain and oil production base, the current operating conditions are good, strong management capacity, strong operational capacity and profitability, high credibility, development prospects, with sufficient sales revenue and cash inflow, the company promises that it will certainly use the company's sales revenue to repay the bank loan and interest on schedule as a way to ensure the safety of the bank loan.
The company intends to apply to the Anhui ## Rural Commercial Bank for a working capital one-year loan of 2 million yuan, mainly for the 20xx annual grain and oil production and operating expenditures, the company has applied for your company for the loan to provide guarantee guarantee. My company intends to all mechanical equipment, the company's real estate to your company to provide counter mortgage guarantee, another two national civil servants to your company to provide guarantee guarantee.
Based on the above analysis, we request that ## County Private Enterprise Finance Guarantee Co!
Application unit: ##### Grain and Oil Company Limited
Legal representative (signature)
April 15, 2013
Enterprise loan application letter Part 3Company:
Borrowing unit (person) xxx, on xxxx xxxx xxxx loan to your company (capital) RMB xx, the purpose of borrowing xx, the loan
Hereby apply
Borrower (signature): xxx
Guarantor (signature): xxx
xx year x month x date
Enterprise loan application letter Part 4Enterprise loan application letter Branch:
Limited Liability Company's business continues to develop and grow, there is an urgent need to increase the liquidity, and is now to your bank to put forward the application for loans. I hope to be able to give support.
First, the basic situation of the enterprise
Second, the situation of the enterprise's legal representative
Third, the amount of the loan applied for
Fourth, the loan guarantee
Our loan is guaranteed through XX County Credit Guarantee Company.
V. Benefit Forecast
VI. Loan Repayment Funding Sources
The Company's business projects are scientific and reasonable, business management is scientific and rigorous, business profits are stable and controllable, and the development goals are scientific and clear, in order to expand the scale of operation and solve the problem of insufficient liquidity, we apply for liquidity loans from your bank. In order to expand the scale of operation and solve the problem of insufficient working capital, we apply for a working capital loan from your bank to repay the principal and interest of the loan from the following sources of funds:
1, operating profit
2, subsidies from the government's industrial fund
3, policy subsidies
4, shareholders' self-financing
Hereby apply for an early reply
Year Monthly
Application for Enterprise Loan Part 5xx Bank:
In recent years, my company's product sales continue to grow, the existing productivity can not meet the growing demand for sales, in order to further improve production capacity and economic benefits, the company's board of directors to study the proposed expansion program, decided to build new plants x acres, increase production lines xx. This program has the following aspects of feasibility:
First, the enterprise's comprehensive economic strength, good prospects for development. Since its establishment in August of xx, our company has become a large joint-stock limited liability company with fixed assets of x million yuan and x employees, and its comprehensive economic strength has always been in the leading position in the industry.
Second, the enterprise's economic benefits are good. 20xx, our company introduced advanced production lines from Germany, greatly improving production efficiency and product quality, only in 20xx, the enterprise created a benefit of x million yuan, a year-on-year increase of 20%.
Third, the project construction investment engineering period is short. The project construction plant x mu, new production lines xx, the construction period is expected to xx months, the total project investment of xx million yuan, is expected to xx in x years xx month xx is put into production.
Fourth. The new production line can produce 10,000 pieces of products per year, and can realize economic benefits of x million yuan.
In short, in view of the Company's strong economic strength and good economic benefits, and the project engineering period is short, low investment, high efficiency, strong loan repayment ability, basically have the qualification for business expansion and development loans.
We are now applying to your bank to give the project expansion loan of x million yuan, to ensure that the end of x years x months all pay off, hope to be supported to ensure that the enterprise can be a smooth expansion of the profit.
xx Limited Liability Company
x year xx month xx day
Enterprise loan application letter Part 6Dear Leader:
Hello, I am xx, I X XX months into the xx to, three years, I am in the company's strong culture of culture, in the guidance of the leadership, in the family of xx to the care and support of all of you, I continue to improve their shortcomings, learn to drill business, and I have been working to improve their own shortcomings, to learn and study the business. Improve their own shortcomings, study and research business knowledge, so that I grew from a young boy who is not more than a business elite. I y feel that it is not only the enterprise I work for, but also the school for my lifelong learning, and I have long regarded XXLai as my home. Thank you for your selfless help!
Karma came too suddenly, all without any prelude. At the beginning of this year, I was introduced by a relative and a girl from the same hometown to know, after several contacts and understanding, we have each other the feeling of hate to see each other, and we also in the near future in the arrangement of the two families booked under the marriage, the wedding date will also be to.
However, marriage is beautiful, but also need me to face the reality before marriage. I grew up in a single-parent family, my father relied on a few acres of home to raise me alone, last year, my father and friends, where relatives borrowed XX million yuan in the home to build a new house, looking at my father's face, I do not want to let him for my marriage and then worry more, do not want to let his temples gray hair and then add a few silver threads.
Therefore, I would like to borrow XX million yuan from the company, to do my best to alleviate the burden of my father, but also let my marriage have a good start, I implore the leadership to approve! The company will deduct X dollars from my paycheck every month in the future as a monthly `repayment amount.
Please leadership seriously consider my application, regardless of whether the leadership approved, I will work hard, positive, and fight, in order to the company to give me the platform, for my own, my family!
Applicant: xxx
xx year x month x day
Enterprise loan application letter Part 7xxx loan company or bank:
The company due to the needs of xxx, intends to apply for small and micro-enterprise loans to your company, the amount of the application xxx million yuan (capital: xxx ), the period of xxx, for xxx, the repayment of the funding source for the xxx. accompanying this application. This application is submitted together with the relevant information (see "submit information list") for your loan decision-making reference, please review, and at any time you are welcome to send staff to conduct investigations.
The company hereby solemnly undertakes:
① the information provided is true, legal and effective, if the information provided is not true, all the consequences arising from the company;
② if other information is still needed, the company will assist you in the investigation of the loan of the project manager to provide;
③ regardless of whether the center agrees to provide loans to the company, I agree to all the information provided, and I will not be responsible for any damages. Our company agrees that all the information provided (except for the special declaration) will be kept in your center's archives and need not be returned.
Hereby!
Application unit: (official seal)
Legal representative: (signature)
xxx xx month xx day