One,
Applicable objects and conditions of business start-up secured loans:
1
personal loan
2
Small and micro enterprise loan
Second,
The amount, duration and interest of the discount loan for starting a business.
1
Personal commercial guarantee loan
2
Small and micro enterprise loan
Third,
Industries that can't apply for business start-up guarantee discount loans
Fourth,
Application procedures and guarantor conditions for commercial guaranteed discount loans
1
Procedures for applying for business start-up guarantee loans
1. Online application process: The borrower scans the code to pay attention to the official account of WeChat of Hebei Branch of Postal Savings Bank, clicks on Postal Savings Finance to enter the loan area, selects the business guarantee loan, and submits it after completing the basic information. After the Human Resources and Social Security Bureau and the Postal Savings Bank complete the online review and offline evaluation, they can sign contracts and lend money.
2
Conditions of Guarantor for Risk Guaranteed Loan