Legal analysis: insurance percentage: the current domestic drug stents are material costs, generally at 50% included in the medical insurance reimbursement. There are also some out-of-pocket medical expenses, generally deduct the starting standard money (about 1,000 yuan up and down) and balloon and stent fees (balloon about 5,000 yuan, stent about 14,000 yuan), the other costs are hospitalized surgery, medicine, according to the requirements of medical insurance, reimbursement at 85% to 90%.
Medical insurance generally refers to basic medical insurance, a social insurance system established to compensate workers for financial losses caused by the risk of illness. Through the employer and individual contributions, the establishment of a medical insurance fund, the insured person sick visit medical expenses incurred by the medical insurance organization to give them a certain amount of financial compensation. The establishment and implementation of the basic medical insurance system gathered the economic strength of the unit and members of the community, coupled with the government's financial support, can make the sick members of the community from the community to obtain the necessary material help, reduce the burden of medical expenses, to prevent the sick members of the community "due to disease to poverty.
Medical insurance has the basic characteristics of social insurance, such as compulsory, mutual aid and social. Therefore, medical insurance system is usually by the national legislation, mandatory implementation, the establishment of a fund system, the cost of employers and individuals **** the same contribution, medical insurance premiums paid by the medical insurance organization, in order to solve the workers due to illness or injury brought about by the medical risk.
Legal Basis: The Social Insurance Law of the People's Republic of China Article 26 The treatment standards of basic medical insurance for employees, new rural cooperative medical care and basic medical insurance for urban residents shall be implemented in accordance with state regulations.