How to check the balance and spending records of the medical insurance card

Through the "medical insurance service platform" query, online query, on-site query. The specific query operation is as follows: 1, Alipay query: open Alipay, click on the Citizen Center, then click on the health insurance query, click on the health insurance query, click on the health insurance account, click on the place of participation, and then click on the balance query, you can know their monthly health insurance payment information and the balance of the funds returned to the personal account of the health insurance.

2. Log in to the cell phone APP query: For example, if you are insured in Nanjing, you can download and install the "My Nanjing" cell phone APP to query the health insurance payment information, health insurance participation information query and other information.

3, to the health insurance agency window query: in the online query will not operate friends, you can go to the regional county service center hall, find the health insurance window, show my ID card, you can query to their own contribution records and personal account balance and other information.

4, to the designated pharmacy query: If you go to the designated pharmacy to buy drugs, in the brush social security card, you can ask the pharmacy staff to help you query the information of the health insurance personal account, personal account balance in the pharmacy to print the ticket will show the balance of the health insurance personal account.

The main purpose of the medical insurance card: 1, the main purpose of the medical insurance is to pay for outpatient visits. 2, the medical insurance also has other uses, you can use the money in the designated pharmacy to buy drugs (over-the-counter medicines), medical equipment, thermometers and blood pressure meters and other auxiliary examination equipment. You can also pay for medical checkups and other out-of-pocket expenses.

Employee health insurance is generally divided into individual accounts and integrated accounts.

Individual account: 1. designated retail drugstore purchase costs, outpatient, emergency medical expenses; 2. used to buy their own commercial insurance, accidental injury insurance, etc.; 3. basic medical insurance co-ordination fund below the starting standard of medical fees; 4. more than the starting standard of basic medical insurance co-ordination fund, in accordance with the proportion of the individual payable expenses; 5. personal account is insufficient to pay for the part of the payment by the individual to pay.

The coordinated fund mainly pays the following expenses: 1. medical expenses for inpatient treatment; 2. outpatient medical expenses for radiation treatment of malignant tumors, renal dialysis, and anti-rejection medication after renal transplantation; and 3. medical expenses for inpatient treatment of patients who are admitted to the hospital after an emergency rescue and who are hospitalized for a period of seven days prior to hospitalization.

Legal basis: Article 23 of the Social Insurance Law stipulates that employees should participate in the basic medical insurance for employees, by the employer and the employee in accordance with the state regulations *** with the payment of basic medical insurance premiums.

Individual entrepreneurs without employees, part-time workers who do not participate in the basic medical insurance of employees in the employing organization, and other flexibly employed persons can participate in the basic medical insurance of employees, and individuals pay the basic medical insurance premiums in accordance with state regulations.