IQ tax, what the hell?
On New Year's Day, we went to Mt. To the first night of Putuoshan, only 4:00 in the morning, I heard, out of the window, pattering and swishing, crunching and squeaking a large group of people whispering to advance - where the night march?
I wonder: so cold! So late? So early? It turns out that all these people are for the head incense, that is, rushing to pay the IQ tax. Yes, this is the IQ tax, that is, the IQ is relatively low people, to the state to pay the tax money, generally refers to the lack of judgment due to the shopping, spend the wrong money, these are spent on the wrong money is known as the low IQ tax.
Come to think of it, although I think IQ is not low, these years can not pay less IQ tax! Thinking about it is all tears.
For example, back in the day, I used to read the Tianya Forum's Real Estate Watch, and Niu Dao said every day that house prices were going to fall. Then there is Xie Guozhong's blog called China's real estate to fall more than 50%. From 2005 to 2008 to buy a house. As a result, I don't say we all know. It is not that I have a low IQ, it is the low IQ of Ox Knife and Xie Guozhong, okay!
Another example is 2008. The first time I saw this, I saw the stock market rise to 6,000 points. I'm not sure if you're going to be able to get a good look at this, but I'm sure you're going to be able to get a good look at this. Soon, the stock market began to plummet, has been from 2008 more than 6000 points, fell to 2013 fell below 2000 points! The first thing you need to do is to get your hands on a new one, and you'll be able to do that!
Later, I thought about it carefully, these years, I was hit by the IQ tax, or almost hit by the IQ tax, or around the friends have been hit by the IQ tax can really be "countless" ah!
Below the master of the random list of some, see if there is a suitable for you?
1, double 11, double 12. every time, almost to double 11 double 12 time, the sky, the network, the news, television! Your eyes reach the place is almost all their ads. If you don't buy something on those two days, you'll be embarrassed to say hello. However, you spend the day buying a bunch of stuff that you probably won't even use, just to say, "Well, here's my loot for the day" when you swipe your friends. As if taking advantage of a great bargain - in fact, just happy Ma Yun, tired of the courier boy!
2, e rent treasure. From the beginning of the year to the end of the year, 2015, a variety of "XX treasure", a variety of "XX loan". Strong attack. Fortunately, in addition to the balance of treasure, any other treasure are not playing. Otherwise, these days, also want to go with others to pull the banner.
3, crowdfunding. I'm from the beginning of the year crowdfunding cafe story. See the end of the year, crowdfunding a journey. A piece of travel. It is said that those who participate in crowdfunding cafes can drink coffee for life! Then I participate in crowdfunding a restaurant, can I manage to eat for the rest of my life? Then I heard that the crowdfunding cafe owner disappeared, and then, there was no later.
4, polar grass (similar to health products). Whether in the airport, or in the high-speed rail, where the extreme grass ads, full of screen. It is said that such "grass in the best" is to eat people do not buy, buy people do not eat.
5, a variety of membership cards. I remember in 2009, I had a membership card in Nanjing Hankou Road. I did one in Nanjing Hankou Road, barber store membership card. Charged 500 yuan, has not gone 2 times, the boss and the clerk evaporated! I'm not low IQ, I'm too kind: maybe the boss wants me to keep growing my hair long?
6. Sell a kidney and buy an Apple VI. When I first read online in 2014 that someone was selling a kidney to buy an Apple phone, I was stunned! I always thought that this must be a soft copy from Apple. It was too Thema-vulgar! Then I realized that it was actually just Apple's distributors in mainland China blowing their own trumpet. But is an Apple phone really worth selling a kidney for? Is it true that everyone needs an Apple phone? Even if you are still just a college student with no income at all? Later, when I saw the news that a college student online through the loan company borrowed high consumption, borrowing 2000 , 2 years later was pursued by the debtor to repay 700,000, I am no longer surprised: IQ is not the lowest, only lower!
7, Thai Buddha. I remember from 2013 2014 began to particularly fire. That time the circle of friends, I have to listen, a girl said, Thailand's Buddha cards to buy a, can remove the small man. I was like, is there so many small people around you? We are surrounded by so many small people? It is not said that "a firm materialist, is fearless"? You're obviously not a materialist! At least not firm enough!
8, Zhang Wuben and other masters, to give us the recipe for health. There are also like "seek medical advice," that thick book of health, health book to us to provide health programs. I haven't had time to read them, I haven't had time to believe in them, they have been, by the TV stations, by the newspapers, they have been stripped of their clothes and skinned, layer after layer. Their rise is also booming and their death is also sudden!
9, a variety of "Super Memory Method", "fast reading method", "10 minutes to finish a book". If it's really so great, then mom will never have to worry about our studies again! I went through mail order when I was 15. Spent 20 bucks. Bought a set of super mnemonics. But I threw it away after 3 days of reading it. Because I realized I still have to memorize a word 10 times to remember it.
10, "earn a thousand dollars a day", "earn 500 secrets a day". Sale price: 198 yuan. Selling so cheap, I'm embarrassed to buy it.
11, the hotel, male and female public relations recruitment. Wage per day 800 yuan, day end. When I was in college, I heard that one of my classmates went to apply for the job. One day they were cheated 800. it seems that my IQ, or a little bit higher than him.
12, unsecured loans. The first thing you need to do is to get your hands on a new car, and you'll be able to get your hands on a new car! The first thing you need to do is to get your hands on a new car, and you'll be able to do that. What is the situation? Is it really running into ****productivism?
13, 2 yuan can win 10 million. See the newspaper reported every day to buy a lottery ticket in the million, million jackpot news. I wondered why there has never been a person around me who has won, even 100,000 grand prize. Why is it that those who have won the jackpot only live in the newspaper, only live in the news!
In fact, there is no such thing as "IQ tax". All of them were fooled, pitched, cheated, spent the money, in the final analysis, is nothing more than "greed", "lazy", "vanity" only.
So, Tong Pak Fu in the "Peach Blossom An" inside wrote: "Others laugh at me too crazy, I laugh at others to see through. I don't see the tomb of the heroes in the Five Tombs, no flowers, no wine, no hoeing as a field."
1. go to the cinema to see the miracle of the Duke, the small time and other ratings touching the bad film;
2. from the hands of the scalper to grab tickets to the scene to the national pig cheer, lost and do not give the comments, the players choked back: "You line you on";
3. see Korean drama that Korea is very good, went to find that the landscape is a small county, but also to eat the scenery. The scenery is small county, eat are instant noodles;
4. My little fresh meat more hard ah, fever 40 degrees still practicing dance, why you still anti-him. I'm not sure if you're a good person, but I'm a good person, and I'm not a good person.
5. Not using Huawei is not patriotic.
Directly, the most common is the following three, are paying IQ tax.
First, because of various types of business preferential activities stockpiling.
For example, our common value discounts, large packages to buy, plus members, interest-free installments ...... These seem to be money-saving tricks. But actually make you shell out a lot more money.
I have a friend who often spits out her mom, always like to stock up: "Supermarket drawer buy three get one free, I help you stock up two boxes?" "Laundry detergent 50% off, help you hoard a few bottles?"
This kind of buy three get one free, 50% off the whole site and so on, let her mom has wasted a lot of money.
A while ago this friend of mine was still telling me that her mom bought three big bundles of yams when she saw them being sold by the roadside trolley in bundles, half the price of the supermarket, in one fell swoop.
The next daily breakfast is steamed yam, boiled yam, yam porridge, yam rib soup ...... ate a week, the whole family see yam want to vomit. And didn't finish eating the yam are moldy, all throw away. Counting these, actually wasted a few dozen dollars.
Second, buy all kinds of stored-value cards
There should be a lot of people do stored-value cards, all gray.
My company a girl, in the neighborhood next to the beauty salon to do a card, 5000 yuan to buy 10 times, send 5 times. Not long after the purchase, I moved, the remaining 9 times in the card was never used, a waste of 3000 dollars.
The same goes for fitness cards. Many people buy a card the same day to practice once, and then the coach called every day to urge to go to the gym, do not want to go. There are also a variety of stores stored value card: stored value of 500, send 100, etc., recharged with one or two times will not go.
The price may be cost-effective, and things do need to be, but if buy too much, it becomes a burden.
Third, often buy things online.Online shopping for goods is really cheap and convenient. However, do you know? In fact, unknowingly you pay a lot of IQ tax.
Platforms like Taobao have a big data team, and their purpose is to:
Constantly test all kinds of posters, colors, and gimmicks to see which one will make you buy a little bit more and a little bit more.
When you add items to your cart, a whole column of recommendations pops up called:
"People who were interested in this item also bought these ......."
That's when you're curious to click through and look at them one by one, and eventually, they all line up in your cart.
This is the way of e-commerce big data. They use massive amounts of consumer data to project everyone's spending habits and preferences, and push things you don't need at the moment, but are interested in, right in front of your eyes.
Let you do not know, buy a lot of things do not need.
How do you avoid this? I can teach you one way:
Put something in your cart, don't order it and pay for it, and leave it for a week.
After a week, those non-essential things will lose their appeal.
Another way to avoid these IQ taxes is to ask yourself a question when you're spending money -
Which is it, giving you this thing, or giving you the equivalent amount of money?
If you pick the thing, you really need it.
If you choose the money, you're being set up.
It's very effective, and many people rarely buy anything indiscriminately after trying this.
In fact, the IQ tax is a very graphic abstract concept, I'll explain it to you, the IQ tax is, to put it bluntly, what many people call the low IQ tax. That is, due to the lack of judgment during your shopping, then you will spend more money, these are spent unnecessarily, it is called low IQ tax, I give you some examples:
First, for example, there are people simply do not need a commodity, but go to the store will not be able to resist the purchase of the next, and after their own no use at all, the main money is actually equal to the merchant to pay the tax.
Secondly, many people blindly enter the stock market or futures market, but simply do not consult with professional knowledge and learning, their own blind stock, and finally lose money, which is also a kind of low IQ tax.
Third, housing prices rise every day, but many people listen to the words of the experts, said to fall, and finally endured countless years, forced to sell high prices of houses, which is also a kind of excess consumption, also belongs to the low IQ tax.
Fourth, the other like to follow the wind of the people, basically pay low IQ tax people, such as double eleven to follow the wind, Christmas follow the wind of the National Day to go out to travel, May Day to go out to loose money, these are blind consumption, that is, belonging to which category of low IQ crowd, is also equal to pay low IQ tax fee.
Comprehensive above these situations, we can see, in fact, IQ tax is an abstract concept, we just need to carefully calculate their own funds, reasonable consumption, then your spending will be wasted, now the economic downturn, we have to cherish their own funds, control their own consumption.
If it is said that paid our lives, paid the largest amount of IQ tax, I think my mother-in-law can be called a classic.
I don't know if it's available elsewhere,
In our area, it's very popular to have something called " Xilaijian ",
It's selling massage beds. Treatment of cervical spine, lumbar spine, high blood pressure, high blood sugar, high blood cholesterol, back pain ，，，，
In short, you can think of all the diseases, lying on this bed can be treated.
How about, magic?
This is a great way to get the most out of your life.
No way, it's just so good.
They are free to experience this store,
The old man and the old lady are super,
The mother-in-law began to queue up every morning at 9 days,
morning to 12 o'clock, you can experience once.
What are they doing the rest of the time?
Listening to lectures, the so-called experts in the so-called experts in the health of your general knowledge it,
Afternoon is not too busy, you can also go to the queue, waiting for the experience.
If you are lucky, you can experience it once, but if you are not lucky, you will have to wait for nothing if there are too many people.
Oh no, it's not a wasted wait, there are experts who continue to brainwash you.
In this way, my mother-in-law insisted on experiencing three months, finally told us to buy this bed,
No way, in her consciousness, buy is to earn there.
Saving money for a lifetime, just so a desire,
eyes pitiful, voice and emotion.
My husband and I know that we are fooled,
so try to stop.
I forgot to mention that a so-called massage bed, like the kind of single chair that accompanies beds in hospitals,
30,000 dollars.
I thought, persuade her she will give up,
Who knows, in half a month after a day, people suddenly carry the bed to the home.
The so-called super gifts
are some soap ah, hand cream and so on the super small trial products.
Plus the bed,
feel the only effect is can be electrically heated,
as for other 、、、、
really do not feel, well.
Just think of it as paying an IQ tax.
I always thought that only those who buy those three products, micro business distribution of a variety of "miracle" is considered to pay the IQ tax. In fact, in real life there are many p... The first thing you need to do is to get your hands on some of the best products.
To give a few examples, the first is the health care products for the elderly.
I don't want to say that all health care products are junk, after all, some vitamin X is still useful. But! Most of the health products on the market are really only harmful to the body! If something is really wrong with your body you can only go to the hospital! Stop taking supplements! The best thing about eating health food is that you have to maintain a healthy diet and lifestyle, and eat a balanced diet, which is the best thing for your body.
If as a child, really want to care about their parents, why not buy some really useful supplements, healthy food, but also show some concern. Conditional, it is best to regularly take the elderly to the regular hospital physical examination, so that is really responsible for the elderly, but also to let the elderly themselves to rest assured that they are no longer so "afraid of death". And by those on the market to increase bone density, cod liver oil.... And so on by the deception.
Second, outside the unknown beauty clinic, massage tube, Chinese medicine museum acupuncture, cupping, massage.
The services of these places are quick-fix! What do you mean by quick-fix, is to pay money to train for three or four days, get a job, and then come to pit you! They can be said to have no understanding of medicine! Whether or not something goes wrong is another matter! The point is, the price is high! It can easily be a few hundred fast! Do you know that these services to go to the three hospitals only a few dozen dollars and guarantee it?
Third, this is my recent experience of being pitched. It is the xx movie theater studio card! The movie theater card!
As a young person, it is impossible not to watch movies! So buy movie tickets online, and found that the home downstairs movie with the studio card, if the long-term discount it ~ buy the studio card after the price is very attractive it, and also cheaper a few dollars. It's also a few dollars cheaper in the future! So I bought it. I didn't realize that after I bought it! The price of the movie ticket went up by 10 bucks! It could have been a few dollars cheaper later, but now it was a few dollars more expensive. And! All future movie ticket purchases will be a few dollars more expensive! Does this sound like a pitfall when you think about it, or am I just naive.
All cosmetics, health care
In today's society, if you're willing to spend money, there's no problem that can't be solved. People who are induced or deceived by fiction or hidden truths to invest their time and money in certain products and services are said to be paying taxes on their intelligence. These are called IQ tax. There are various kinds of IQ tax. Such as, television medical advertisements, anti-radiation clothing for pregnant women, the elderly remote infrared therapeutic instrument and other medical appliances, cure cancer, diabetes, dementia, leukoepilepsy, migraine: difficult: Nuo and other difficult diseases, height increase, growth, weight loss, no side effects, body augmentation, qigong treatment: gonorrhea, such as the effect of a needle. Stargazing. Purchase expensive cosmetics, can delay the mourning of old age, the effect of the face and face. Various financial products, small investment, high returns. All kinds of cram school, college entrance exams, civil service exams points guaranteed, identification contract. All kinds of breeding training courses, to ensure that you get rich, when the boss. All kinds of training agent store, the insurance technology training, the insurance supply of raw materials, to ensure that you make money. Seeking wealth is the normal desire of each individual catty, but the world will not fall off the pie, love of beauty is also common sense, the desire to lift the pain of disease is the greatest hope of people, but the development of science is far from catching up with the lies of liars, reading to be an official, once jumped out of the Dragon Gate, is everyone's dream, such as can be packaged, the teacher's son of the people to be an official, such as to understand these, will not be for the IQ to pay the tax.
Pro experience, 17 years received a call from the bank customer service, spent nearly 6,000 dollars, 20 years when I think there is no use, it is looking for someone to sell, sold 900 dollars.
In 17 years, once received a sales call from the bank, said to promote a set of commemorative coins, is a belt and road commemorative coins, the whole set.
In fact, I quite like to collect commemorative coins, but I do not know too much.
The salesman said that the Belt and Road is very hot, and the collection of a few years, will greatly increase in value later.
I did know about the Belt and Road, so I believed it.
At that time, the credit card was directly debited more than 5500, and still installment.
After a good thing mailed over, a very large box, happy to carry home, and also very heavy.
Home can not wait to open, really beautiful, there is a belt and road along the countries of the coins (banknotes and coins have), and stamps, and commemorative coins, and so on, things are quite a lot, I look at this is quite valuable, put up.
Then once asked a friend, the friend said that the thing is not worth money, I heart thumped.
Later, I also checked the information one after another, very unsatisfactory.
Then once again, the circle of friends to see a collection of commemorative coins, we added WeChat, took a picture, he said the most to me 800, to me to the angry, I said more to give it, he said the most 900.
So it is, this 5000 more to buy the thing, the collection of three years, the results of the amount of 900 dollars deal, my mood you can understand?
I will never buy a commemorative coin again.