If it exceeds the basic limit, then it is reimbursed by the social insurance department at the rate of 85% for 0-40,000 yuan or less, 90% for 40,000 yuan to 80,000 yuan or less, and 95% for 80,000 yuan or more.
Legal basis: Article 30 of the Social Insurance Law of the People's Republic of China*** and the State of China, the following medical expenses are not included in the scope of payment of the basic medical insurance fund: those that should be paid from the Industrial Accident Insurance Fund, those that should be borne by the third party, those that should be borne by the public***health, and those that are treated outside the country. If the medical expenses should be borne by a third person in accordance with the law, and the third person does not pay or the third person cannot be identified, the basic medical insurance fund will pay first. After the basic medical insurance fund pays first, it has the right to recover from the third party.