Difference between Class A and Class B
The medicines in the Basic Medical Insurance Drug List are divided into "Class A List" and "Class B List".
1. The medicines in the "Class A List" are those that are clinically necessary, widely used, have good therapeutic efficacy, and are low-priced in the same category. 2. The medicines in the "Category B List" are those that are available for clinical use, have good therapeutic effects, and are slightly more expensive than those in the "Category A List". Expenses incurred by basic medical insurance participants for the use of "Class A List" drugs are paid in accordance with the provisions of basic medical insurance. Expenses incurred in the use of "Class B List" drugs will be paid by the insured person at a certain percentage of his/her own expense, and then paid in accordance with the provisions of the basic medical insurance.Second, the medical insurance reimbursement conditions
These costs are only included in the scope of the basic medical insurance drugs catalog, diagnostic and treatment items catalog, in line with the standard of medical service facilities, can be paid by the integrated fund. The basic medical insurance to pay part of the cost of diagnosis and treatment within the catalog, first by the insured person in accordance with the prescribed proportion of out-of-pocket payments, and then according to the provisions of the basic medical insurance payment. The basic medical insurance medical service facilities refer to the living service facilities provided by the designated medical institutions, which are necessary for the participants in the process of diagnosis, treatment and care, and their costs mainly include inpatient hospital beds and outpatient (emergency) observation beds. Included in the inpatient bed or outpatient (emergency) hospital bed fees for daily necessities, hospital transportation supplies and utilities and other costs, the basic medical insurance fund is not paid separately, the designated medical institutions shall not be charged to the insured person separately. Tips: Class A and Class B drugs in the medical drug list can only be reimbursed by insurance, the doctor will also refer to the drug list before prescribing drugs.