The high housing prices in China make many people "unattainable"! Some people can't even earn their own house all their lives. How many people envy Andy in Ode to Joy, but live to be Fan Meisheng bound by reality, struggling to buy a house. Especially in a metropolis like Shanghai and Beijing, after years of struggle, they can't even afford a toilet. How sad! Therefore, many people can only seek the help of loans to alleviate the economic pressure. At this time, it is necessary to write an application for housing loan. Today, Rong E specially prepared a sample loan application form for everyone, so take it away quickly!
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Model loan application form
I am an employee of xx, with an average monthly income of xx yuan. In order to buy a set of commercial housing developed by xx, the property number is xx. I now apply for a housing mortgage loan of xx million yuan with a term of xx years, and agree to mortgage the purchased property to your company as a guarantee to repay the loan under the loan contract signed with your company. I agree that your company xx can inquire about my information and understand my credit status through the personal credit information system of the People's Bank of China.
In line with the principle of honesty and trustworthiness, I declare that this property is the xx house purchased by the family loan. I have opened a repayment account (account number: xx) in our bank as required by your bank, and promised to deposit the current principal and interest in full before the repayment date and loan maturity date, and at the same time authorized the lender to deduct the loan principal and interest from this account on the monthly repayment date and loan maturity date. If I change the repayment account, I will provide the new account information in time; If the account funds are insufficient and the loan is in arrears, I accept all the legal collection measures of your company and voluntarily bear all the consequences.
Applicant:
Valid ID number:
Year month day:
Sample loan application form
5 sample loan application forms
In today's society, there are more and more applications, and applications are a kind of documents that we use when making requests. But do you know how to write it? Here are five sample loan application forms I prepared for you. Welcome to read the collection.
Sample loan application form 1
_ _ Sub-branch of Agricultural Bank of China:
_ _ Commercial and Residential Quarter is an advanced residential quarter developed and built by _ _ Limited Liability Company. Among them, BuildingNo. _ _, BuildingNo. _ to be built, BuildingNo. _ _ and BuildingNo. _ under construction cover a total area of _ _ mu and a total construction area of _ _ square meters. Designed to accommodate more than 600 people 180 households.
The residential building design is unique and novel, with many new materials, new processes and new technologies, reasonable architectural layout and suitable sunshine. It is the first choice for people to live a healthy and harmonious life in accordance with the latest national building standards of energy saving, emission reduction and environmental protection. The whole _ _ community plans to invest _, which will be completed in three years. Building _ _, Building _ _ and Building _ _ are the third-phase construction projects of the community, with a total construction area of _ _, with 0/80 houses and 0/6 commercial shops under construction.
After the completion of the main building of Qingshan Garden Phase III, the building is valued at _ _ according to the current market price. According to the current sales statistics, as many as two-thirds of property buyers need to apply for mortgage loans, and it is estimated that they need loans of _ _ _ million yuan. Therefore, we apply for housing mortgage loan from Agricultural Bank of China to promote sales and enliven the market. I hereby apply to the Agricultural Bank of China for approval.
I am here to convey
Salute!
Applicant:
Date:
Sample loan application form 2
Rural credit cooperative union branch:
Basic information: There is a group of villagers, male, ID number 53 1, 28 years old, 30 years old with the applicant (spouse), healthy, ID number 53352. The family is mainly engaged in farming and business. Upon the decision of the family meeting, it is agreed to apply for a loan of 50,000 yuan (in words: 50,000 yuan only) from Xinjian Road Branch of Yunxian Rural Credit Cooperative Union to build a new house, and all economic responsibilities shall be borne by * *.
Reasons for borrowing and actual economic situation: Borrower: 3 people in the family and 2 workers. The family is mainly engaged in planting and management, with its own funds of 654.38+10,000 yuan. Due to the lack of development funds for developing new homes, it is planned to apply for a loan of 50,000 yuan (in words: 50,000 yuan only) from Yunxian Xinjian Road Credit Cooperative, with a loan period of two years.
Property and annual income of the owner of the borrower's family: housing situation: the borrower has a house in the village, with a brick-concrete structure, with an area of 300 square meters and a value of more than 6.5438+200,000 yuan; 2 mu of paddy field, worth 40 thousand yuan; Contracted forest 18 mu, worth 50,000 yuan. Total assets are 265,438+0,000 yuan. Family management: 5 pigs, cattle 1 head, annual income: 1.5 million yuan; The annual planting income is 6,543,800 yuan, and the operating income is 40,000 yuan; The annual income totals 65,000 yuan. The first repayment source is sufficient, and the target is that there is no debt in other banks.
Guarantor: A villager, male, ID number 53352, 45 years old, has a guarantor (spouse), ID number 5, age 4 1, and his family is mainly engaged in farming and business. With the consent of all the family members, he voluntarily provided guarantee for Shen Xiaoyan to apply for a loan of 50,000 yuan from Xinjian Road Branch of Yunxian Rural Credit Cooperative Union, and assumed joint and several liability for repayment.
Repayment commitment: I resolutely abide by the rules and regulations of the credit union, pay interest quarterly, earnestly fulfill the terms of the contract, use the money according to the facts written in the contract, and ensure the full repayment of principal and interest when the loan expires. I borrowed 50,000 yuan from Xinjian Road Credit Cooperative for the development of planting, breeding and business. The payment method is self-payment.
Contact telephone number of the borrower:
Contact number of guarantor:
Opinions of members of Tian Xin Village Committee of Aihua Town:
Handler:
Borrower:
* * * With the Borrower:
20__ _ _ _ _ _ _ _
Sample loan application form 3
Our company and your bank's account-opening enterprise company have reached the intention of entrusted loan and started the project construction. Our company uses its own funds (or special financing funds) to provide start-up funds for its development and construction projects, assist them to complete the project construction and form effective fixed assets. The total amount of entrusted loan funds is RMB10,000.00 Yuan, which will be deposited into the entrusted loan fund account of your bank by stages according to the use plan. The loan term is years, and the loan interest rate is subject to the loan interest rate of the People's Bank of China in the same period and at the same level. I hereby apply to entrust your bank to issue loans on my behalf. Please approve. The specific entrustment matters agreed between our company and your bank are as follows:
1, responsible for helping to recover the loan principal and interest; If the borrower fails to repay the loan within the time limit, your bank has the right to recover the loan within a time limit or notify the borrower to deduct the money from other banks;
2, responsible for supervising and urging the borrower to repay as planned, to ensure that the loan funds are earmarked; Assist in supervising the borrower's malicious withdrawal of loan funds before the entrusted loan expires, such as bankruptcy, dissolution, division, merger, lease, transfer and contracting. , and notify our company in time when such behavior is found;
3. Be responsible for keeping the mortgage, pledge and title certificate of the Borrower and the Guarantor (if any) under this Contract;
4. Responsible for supervising and guiding the production and operation of the borrower and the implementation of construction projects;
5. Responsible for urging the borrower to form real and effective fixed assets 60 days before the entrusted loan expires; If the borrower fails to repay the loan on time, your bank and the borrower complete the fixed assets mortgage loan or your bank disposes of the above assets and returns them;
6. Be responsible for withholding and remitting the relevant taxes that should be paid according to national policies;
The applicant hereby solemnly declares that the entrusted funds are our own funds (or special financing funds), and the sources are legal and compliant, and the losses caused by entrusted loans shall be borne by our company. The above information is true, accurate and complete. We hope that your bank will reply as soon as possible after receiving our application for entrusted loan business. After receiving the confirmation receipt from your bank, our company will immediately go to your bank to handle the account opening procedures and related legal documents.
Applicant: (official seal)
Legal representative: (or authorized agent)
20__ _ _ _ _ _ _ _
Bank confirmation receipt (opinion):
Sample loan application form 4
County Agricultural Bank Credit Unit:
My name is _ _, male, Tibetan, born in _ _ _1,native of Gongga County, 20__, graduated from Guangzhou Medical College, and joined the work in July of the same year. Now I work in Chayu County People's Hospital with a monthly salary of 3,546 yuan.
Wife: Slang Ram, female, Tibetan, born in, unemployed.
Now my self-built house on Shuangyong Road in Chayu County is being renovated. The decoration area is 305.25 square meters, and the cost per square meter is 400 yuan, and the total price is 122 _ _ 0 yuan. Now 60,000 yuan has been paid to the decorator, but the later project payment can't be paid off on time. Therefore, I applied for a loan of 60,000 yuan from your bank with a term of three years, which strengthened the monthly repayment of the loan principal: 1.67 yuan and interest. Please give me the loan approval!
Applicant:
Date:
Sample loan application form 5
I. Basic information of the lender
_ _ _, native place: Hua 'an County, Han nationality, male, 38 years old, living in _ _ _ _. Family situation: There are five people in the family, four working and one child. I am the vice president of Shajian Town Central Health Center in _ _ county. The main source of income is salary performance subsidy, with an annual income of 40 thousand yuan. There are 8 mu of honey pomelo in another village, with an annual net income of more than 30,000 yuan. * * * The annual net income totals 70,000 yuan. The telephone number of the applicant is _ _ _ _ _ _, and the ID number is _ _ _ _ _. Spouse: _ _ _, ID number: _ _ _.
Second, the loan reason
I have two old houses in _ _ village. After my personal investigation, the market prospect of growing mushrooms is good, the income is good and fast, and the risk is small. It is estimated that two old houses can grow 700 square meters, and materials such as mushroom scaffolding and mushrooms need to be bought. The estimated cost for the first year is between 80,000 yuan. At present, I have 30,000 yuan, and I still owe 50,000 yuan, so I apply to your company for a loan of 50,000 yuan with a term of one year.
Three. Repayment source and repayment plan
I will use my salary, my spouse's salary, honey pomelo income and mushroom income as repayment sources, and pay interest on time during the loan period. My salary in Shajian Town Central Health Center is 2200 yuan, with 800 yuan's subsidy, and my annual income is 36000 yuan. The spouse's wage income is 22,000 yuan, Zheng Quanliang's labor force is 20,000 yuan, Li Qiongmei's annual income is 20,000 yuan, and there is an 8-mu honey pomelo in Guangu Village with an annual net income of more than 30,000 yuan. Plus the net income of mushrooms is expected to be at least 30,000 yuan, and the total annual net income of * * * will reach 6.5438+0.58 million yuan. Therefore, I plan to repay the principal and interest of RMB 50,000 yuan I borrowed from your institution in April, 20__. If the loan is not repaid in time, I voluntarily assume the liability for breach of contract and the corresponding legal liability.
Four. Basic information, economic income and guarantee of the guarantor
_ _ _, native place: _ _ County, Han nationality, male, 44 years old, living in _ _. ID number: _ _. My main income: I own 25 mu of honey pomelo and orange, with an annual income of 6.5438+0.2 million yuan. He is a doctor in this village with an annual income of 30,000 yuan. Engaged in honey pomelo, wood, gas distribution and other businesses, the annual income can reach at least 70 thousand yuan. Total annual income * * *: 200,000 yuan, which is enough to guarantee the security responsibility of 50,000 yuan. I voluntarily guarantee for the lender, and voluntarily assume the guarantee responsibility and legal responsibility after the loan expires.
Hereby apply
Please approve!
Loan applicant:
Guarantor:
20__ _ _ _ _ _ _ _
How to write a personal loan application? A sample article on loan application
Personal loan application form (general version)
I am a member of xx (Company), and my current position is xx. My average monthly income is xx yuan. A set of commercial housing (shop) developed for the purchase of xx (company), with the property number of xx. I hereby apply to your company for a mortgage loan of xx million yuan with a term of xx years, and agree to mortgage the purchased property to your company (bank) as repayment of the loan under the loan contract signed with your company (bank). I agree that your company xx (Bank) can inquire my information through the personal credit information system of the People's Bank of China to understand my credit status.
Based on the principle of honesty and trustworthiness, I declare that this property is xx house purchased by family loan (excluding provident fund loan). I opened a repayment account (account number xx) in our bank (sub-branch) according to your requirements, and promised to deposit the current principal and interest in full on the repayment date and loan maturity date, and authorized the lender to deduct the loan principal and interest (including overdue interest and penalty interest) from the account on the monthly repayment date and loan maturity date; If I change the repayment account, I will provide the new account information in time; If the account funds are insufficient and the loan is in arrears, I accept all legal collection measures of your unit (bank) and voluntarily bear all consequences.
Applicant (signature and fingerprint):
Valid ID number:
Date, year and month
Fan Personal Loan Application Form (Housing Loan)
The applicant's situation
Name: _ _ _ _ _ _ _ _ Sex: □ Male □ Female Nationality: _ _ _ _ _ _ Date of birth: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ Tel:1:_ _ _ _ _ Tel: 2: _ _ _ _ _ _ Tel: 3: _ _ _ _ _ _ _ Mobile phone: _ _ _ _ _ _ _ _ _ Email:
Education: □ Postgraduate and above □ University □ Junior college □ Technical secondary school □ High school □ Junior high school □ Primary school □ Illiteracy or semi-illiteracy.
Marital status: □ Unmarried □ Widowed □ Divorced □ Married with children □ Married without children □ Other.
Work unit:
Working hours in the current company: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Whether you have the qualification to practice: □ Yes □No..
Title: □ Advanced □ Intermediate □ Elementary □ No title.
My monthly income:
Monthly household income:
Per capita monthly income of family:
Number of dependents:
Main sources of income: wage income, self-employed income and other non-wage income.
Other sources of economic income:
Housing savings account number:
Social security number:
Total household assets:
Total household debt:
Total amount of family external guarantee:
Living conditions: □ Self-owned house □ Loan house purchase □ Sharing with relatives □ Dormitory □ Rent □ Other.
Housing accumulation fund account number:
Whether to open an account in our securities business system: □ Yes □ No.
Bank clerk: □ Yes □ No.
Do you have our credit card: □ Yes □ No.
Do you have our certificate of time deposit: □ Yes □No..
Customer level: □ None □ Branch level □ Head Office level.
Whether to participate in endowment insurance: □ Yes □ No.
Whether to participate in unemployment insurance: □ Yes □ No.
Whether to pay the provident fund: □ Yes □ No.
Whether to participate in medical insurance: □ Yes □ No.
Do you enjoy the housing subsidy: □ Yes □ No.
Spouse situation
Name: _ _ _ _ _ _ _ Date of birth: _ _ _ _ _ _ Date of birth: □ Male □ Female ID name: _ _ _ _ _ _ _ ID number: _ _ _ _ _ _ _ Phone number: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
* * * Same as the lender.
Name: _ _ _ _ _ _ Date of birth: _ _ _ _ _ Date of birth: □ Male □ Female Tel: _ _ _ _ _ _ _ _ Name of certificate: _ _ _ _ _ _ _ _ _ ID number: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
loan application
Loan amount: _ _ _ _ _ _ _ (in words) RMB.
Lowercase:
The loan term is _ _ _ months.
Repayment method: □ Matching principal and interest repayment method □ Average principal repayment method □ One-time principal and interest repayment method.
Loan purpose: □ house purchase □ shop purchase □ self-built house □ house maintenance □ house replacement □ others.
Type of loan application: individual housing loan, individual commercial housing loan, individual re-traded housing loan and individual re-traded commercial housing loan.
□ Personal housing transfer loan □ Personal commercial housing transfer loan □ Personal self-built housing loan □ Personal overhaul housing loan.
□ Personal villa loan □ Personal second-home loan □ Personal high-grade commercial housing loan □ Provident fund personal housing loan.
Guarantee situation
Guarantee method: □ mortgage □ mortgage plus phased guarantee □ mortgage plus guarantee □ pledge □ pledge plus phased guarantee □ pledge plus guarantee □ guarantee.
Name of collateral: _ _ _ _ _ _ Name of pledge:
Name of guarantor:
Situation of proposed house purchase
Sales unit:
Project name:
Sales license number:
House Form: □ Existing House □ Forward House
Type of house:
Type of housing: welfare housing, micro-profit housing, affordable housing, affordable housing, commercial housing, unsold public houses, villas and others.
Address:
House structure: □ Frame □ Brick-concrete □ Frame shear □ Other
House area: _ _ _ _ _ _ square meters
Unit price: _ _ _ _ _ _ Yuan/m2
Total house price: _ _ _ _ _ _
Paid house price: _ _ _ _ _ _
Purchase contract number:
Property Ownership CertificateNo.:
Purpose of purchase: □ self-occupation □ investment □ others.
Delivery date: _ _ _ _ _ _ _ _ _ _ _
Whether to mortgage the commodity house: □ Yes □ No.
Self-built and overhauled houses:
House address:
Approval number of urban construction department:
House structure: □ Frame □ Brick-concrete □ Frame shear □ Other
Building area: _ _ _ square meters
Number of layers:
Cost of self-built house: _ _ yuan
Original value of the house: RMB.
Increased construction area: _ _ _ square meters
Expenses for overhaul of the house: _ _ _ (in words) RMB (in figures):
Planned commencement date: _ _ _ _ _ _ _ _ _ _ _
Planned completion date: _ _ _ _ _ _ _
The Lender and the Lender declare that:
1. I guarantee that the above information is true, legal and valid, and I voluntarily assume all legal responsibilities if I cheat or conceal the facts.
I admit that this application form is the basis for borrowing money from your bank. Copies of the submitted materials can be kept in your bank for future reference.
I have no objection when your bank does not accept the loan that does not meet the specified conditions.
I promise to repay the loan principal and interest in full and on time after obtaining the bank loan.
5. I agree that China Construction Bank will provide my credit information to the basic personal credit information database of the People's Bank of China and other personal credit databases approved by the credit authorities. It is also agreed that China Construction Bank can inquire about my credit status from the above-mentioned personal credit database or relevant units, departments and individuals, and the credit report obtained by the inquiry is limited to the scope of use stipulated in the Interim Measures for the Administration of Personal Credit Information Basic Database promulgated by the People's Bank of China.
Signature of Lender: * * Signature of Lender:
_ _ _ _ _ _ _ _ _
Statement of the Lender's spouse:
I am the spouse of the lender, and I agree that the lender can apply for personal loans from your bank. I also agree that China Construction Bank can check my credit status from the above personal credit database or relevant units, departments and individuals. The credit report obtained by inquiry is limited to the scope of use stipulated in the Interim Measures for the Administration of Basic Database of Personal Credit Information promulgated by the People's Bank of China.
Signature of Lender's Spouse:
_ _ _ _ _ _ _ _ _
Personal loan application form Fan Wensan (car loan)
Bank personal car loan application
Loan Bank: Account Manager:
Applicant information:
Last name:
Name of certificate: □ ID card □ passport □ Other:
Certificate number:
Post a photo of the borrower
Sex: □ male □ female Date of birth: MM DD YY.
Education: □ Postgraduate □ University □ Junior College □ Technical Secondary School □ High School □ Junior High School □ Primary School □ Other.
Marital status: □ unmarried □ married □ widowed □ divorced.
Home phone number: work phone number:
Mobile phone/pager: E-mail:
Home Address: Home Postal Code:
Local police station: Isn't it agricultural registered permanent residence? what's up number
Work unit:
Industry: finance and insurance, government machinery, culture, education and health, commerce, posts and telecommunications, transportation, tourism, real estate, electronics and others.
Company Name: Company Address:
Number of job changes within three years: less than once, twice and more than three times.
Monthly income of borrower: monthly income of family: dependent population:
Name of spouse: Name of spouse's certificate: □ ID card □ passport □ other.
Spouse ID number: spouse's work unit:
Address of spouse's work unit: Job title of spouse's work unit:
Spouse's work phone: Spouse's mobile phone/pager:
Vehicles to be purchased and loan application:
Brand of vehicle purchased: model: color: imported car □ Yes □ No truck □ Yes □ No.
Total car purchase amount: down payment amount: loan amount applied:
Term of loan: annual repayment method: □ quarterly □ monthly repayment of loan principal: RMB.
Down payment ratio:% proportion of repayment amount in each installment to family income:
Name of car selling unit: special dealer □ Yes □ No Car selling unit Tel:
Car purchase contract number: car purchase purpose: □ self-use □ cargo transportation □ long-distance and short-distance passenger transport □ taxi operation □ others.
Withholding and saving card:
Borrower's statement:
The above information is completely true. No matter whether the bank loans or not, the bank will keep this loan application. I agree that the bank can audit the income, property status and work experience of myself and my family members.
Signature of the applicant:
date month year
Statement by the borrower's spouse:
I am the spouse of _ _ _ _ _ _ _ _ _
Signature of the Borrower's spouse:
date month year
Guarantee information
Method of providing guarantee: (Please select and fill in)
□ Name of mortgaged property: appraised value: RMB mortgage rate:
□ Name of pledge right certificate: appraised value: RMB pledge rate:
□ Guarantor 1 Name: Guarantor 2 Name:
□ Name of pledged collateral (pledge): appraised value: RMB (pledge).
Guarantor 1 Name: Guarantor 2 Name:
Legal person guarantee:
Guarantor 1: company name:
Business license number: loan certificate number:
Legal Representative: Legal Representative Tel:
Authorized Agent: Authorized Agent Tel:
Chief Financial Officer: Chief Financial Officer Tel:
Legal person code: Main business:
Basic bank account number: company address:
single
Model essay on applying for bank loan
Fan Wen:
* * * year * month * day * month * day * month * day * month * day * month * day * month * day * month * day * month * day * month * day * month * month * day * month * day * month * month * day. In the course of operation, we abide by the law and pay attention to honesty, and have achieved good economic benefits. In recent years, with the rapid development of real estate and construction industry, the market demand of cement prefabricated products and building materials will maintain rapid growth in the next few years, which will provide greater development space and opportunities for our cement products factory. In order to seize the development space and good opportunities provided by the market, our factory will expand the production scale of cement prefabricated products and the storage capacity of building materials this year. At present, in operation, our company has signed a cement procurement contract with a cement plant with a production capacity of 10000 tons and a steel contract with the company with a production capacity of 1000 tons. Due to the expansion of business scale, the inventory of building materials has increased, and its own funds are insufficient. I hereby apply to your bank for a working capital loan of RMB 2 million with a term of one year. The source of repayment is the company's operating income, and the land of our factory (with an area of 90,000 square meters) is used as the mortgage guarantee. Please reply.
Hereby apply! Cement Products Factory of Xxxx Engineering Co., Ltd. 201Feb 10
Bank loan refers to an economic behavior that an individual or enterprise issues a loan to a bank at a certain interest rate according to the national policy of the bank and returns it within the agreed time limit. In different countries and different development periods of a country, the types of loans classified according to various standards are also different.
For example, industrial and commercial loans in the United States mainly include ordinary loan limits, working capital loans, standby loan commitments, and project loans. In Britain, industrial and commercial loans mostly take the form of discounted bills, credit accounts and overdraft accounts.