With the development of Internet technology, the online purchase of products has become a trend that greatly facilitates people's lives, including insurance products are no exception, the purchase of insurance products is no longer confined to the insurance company's "one acre of land", the online purchase of insurance is also a trend, but the purchase of insurance online because of invisible, However, the online purchase of insurance is a trend, but online purchase of insurance because of the invisible, unable to touch, many people will be worried, have issued the online purchase of insurance safety questions, I will analyze this problem for you, and save the online purchase of insurance channels of the formal nature. Which is the best insurance company, I just happened to organize the relevant content, I hope to help you: the latest list! National top ten insurance company rankings
Online purchase of insurance safety
1, electronic policy with legal effect
Now on the market Internet insurance companies have a hundred flowers blossomed trend, as of now, the online purchase channel hundreds of thousands, but consumers need to be clear, this is all the insurance company's sales channels, online purchase of insurance contracts are also signed with the insurance company The company's online insurance contract is also signed with the insurance company, the electronic policy and paper insurance have the same legal effect, as long as the insurance company's system library inside the contract, then the policy is the real goods and services.
2, strong regulation of the insurance industry
Insurance is a special product, which is related to the actual rights and interests of consumers, and even a family can survive the crisis of the bond, so the insurance industry has been subject to strong regulation, the CIRC for the management of insurance companies is very strict and prudent, the insurance company sells insurance products is also the same, the issuance of insurance products are subject to strict supervision by the CIRC. The issuance of insurance products is strictly regulated by the CIRC, and the Insurance Law has clear provisions on this. Insurance products need to undergo layers of inspection from the beginning of their birth, and are all legally guaranteed public products when they are formally put on the market.
Buying insurance online is safe, because online is only a sales channel, and the nature of the insurance company counter is the same, but because the Internet is complex, so in order to steal the benefits, there will be some phishing sites, some consumers, such as the unfortunate logging into the phishing site to buy insurance products, may be the protection of the two empty and the property, so make sure that the purchase of the channel of the formal nature of the purchase.
Introduction of formal channels for purchasing insurance online
Internet insurance sales need to be certified and filed by the CIRC, and should be carefully screened before purchasing, there are generally the following formal channels:
1, the official website of the insurance company
The general insurance companies have their own sales platforms, and the official website can be displayed by directly searching on Baidu, for example: China Life, The official website is trustworthy for purchasing insurance products. For the sunshine insurance how, I happen to organize the relevant content, I hope to help you: sunshine life how? Top ten sunshine insurance products ranking list!
2, third-party network
Now the formal third-party Internet platform is also booming, such as BaoGuo insurance network, etc. These insurance platforms are approved by the CIRC for sales, and will maintain close cooperation with insurance companies, will cooperate with insurance companies to launch insurance products, and will provide consumers with quality service, so it is very reliable.
3, other network platform
In addition to the professional third-party Internet platform, some e-commerce platforms have also begun to sell insurance products, such as Taobao, Jingdong, such as a comprehensive e-commerce platform, or to go to wherever, Touniu and other travel e-commerce platforms, etc., as long as the formal insurance website, consumers can feel safe to buy insurance products.
Is it safe to buy insurance online? It is safe, because buying insurance online is also a contract with the insurance company, the electronic policy also has the legal effect, and the insurance industry has always received the strict supervision of the CIRC, online sales of insurance products is also the same, so with legal protection, but the Internet is complicated, so in order to steal the interests of some phishing sites, consumers should choose the official website of the insurance company, the professional third-party platforms as well as the integrated E-commerce platforms and other channels to buy, to protect their interests from damage.