According to a survey and analysis of relevant domestic data, the number of newborns in China has been increasing year by year, and is expected to exceed 200,000 by 2012 since the peak of childbirth in 2007. Many women reflect the hospital registration is difficult, beds are hard to find, a news has reported, a father-to-be in the hospital queue for 36 hours before being able to register a file, enough to show that the current situation in public hospitals Obstetrics and Gynecology Department of the difficult to access. The problem of pregnant women's access to healthcare is becoming increasingly prominent and is highly valued by all sectors of society. In recent years, major high-end medical insurance companies compete to launch high-end medical maternity insurance is very popular. Insurance companies which is strong, I just happened to organize the relevant content, I hope to help you: the latest list! National top ten insurance companies ranked
Looking at the domestic insurance market, a variety of high-end medical maternity insurance products, maternity insurance is generally as an additional optional, for the policyholder to choose according to demand. In terms of insurance benefits, the maternity coverage portion of the products offered by domestic health insurance companies generally has a waiting period ranging from 10 to 12 months, which means that basically you can only enjoy the reimbursement of maternity insurance when you renew your policy in the second year. The major high-end insurance companies vary in coverage, you need to choose high-end medical maternity insurance to the insurance company to do a comprehensive understanding of the comprehensive trade-offs to pick the right insurance for you.
High-end medical maternity insurance more related content
1, the current domestic market in the high-end medical maternity insurance products, different products in the maternity period of the medical services focus on different, generally speaking, mainly to health care, counseling, checking the main focus on the guidance of the pregnant woman to deal with the work and recuperation, health care and exercise, so that they can be successful in the relationship between the work and recuperation, health care and exercise. Generally speaking, they mainly focus on health care, consultation and examination, with the emphasis on guiding pregnant women to manage the relationship between work and recuperation, and between health care and exercise, so that they can go through the period of childbirth smoothly. The medical services provided by medical insurance are mainly focused on treatment.
2, pregnant women want to fully meet their reproductive needs, but also need to choose their own actual situation according to their own high-end medical maternity insurance, do not just look at the price, but also look at the maternity insurance services are comprehensive, whether the scope is extensive, the provision of multi-faceted services to meet their own health needs, do not blindly insured, to bring unnecessary trouble to their lives.
3, China Merchants Xinnuo high-end medical insurance can be said to be a real high-end medical maternity insurance, women's maternity protection includes routine labor and delivery protection claim amount of 90,000; medical cesarean section claim amount of 180,000; and home delivery will also be paid 7,000 yuan (pay attention to the 10-month waiting period). Newborns are entitled to care and treatment coverage of up to $1,000,000, and up to $250,000 for the treatment of congenital diseases. Supplemental coverage for children's medical checkups and immunization with imported vaccines, as well as appointments to give birth at top-tier private hospitals in cooperation with United Family Hospitals (UFH) and United States of America (USH), greatly satisfy all aspects of women's maternity and child health care coverage. For the issue of buying insurance medical examination, I just happened to organize the relevant content, I hope it will help you: before buying insurance, in the end, do you need a medical examination?