Question 2: What are the types of securities accounts Investors in the securities market to buy shares, the need to entrust securities dealers, and in each other there "account", that is, investors and securities dealers signed a "entrusted to buy and sell securities fiduciary deed "The first step in the process is to make sure that you have the right to buy and sell securities from the right place.
The investor's account, the securities dealer to carry out the necessary investigations in advance. For example, Rule 405 of the New York Stock Exchange provides that its member broker-dealer firms should endeavor to understand the basic situation of each customer and to grasp the content of the trading order received. If the broker-dealer has difficulty in knowing the customer's situation, it may require the customer to make a deposit or ask the counterparty to seek a bank guarantee. The purpose is to ensure that the customer's credit is safe and secure, so that securities transactions can be carried out smoothly.
Usually, when you open an account, you have to fill out a "Deed of Entrustment for the Sale and Purchase of Securities". The content of the principal's name, gender, age, origin, occupation, address, service organization, as well as the position and telephone number and identity card number, and to sign and seal. At the same time, the securities dealer checks the ID card of the principal, and lists the account number, and fills in the "account opening account card" and gives it to the principal. In addition, the customer should be given the necessary explanation of the situation related to the purchase and sale of stocks.
When opening an account, the broker also provides the customer with the type of account required.
1. Cash account: the customer who opens this account should pay the full price of the purchased shares on or before the liquidation date after buying the securities. Similarly, after selling the shares, the shares should also be delivered to the assessor on or before the liquidation date. The exact date of the liquidation date is usually stated on the stock "Notice of Transaction" sent to the customer, and in the U.S., the fifth business day after the trade date is the liquidation date.
2. Margin account: also known as a general account. Customers in the purchase of securities, securities dealers will be in the form of advances to investors to provide a portion of the financing, and charge interest on advances. For example, the margin ratio of the prescribed account is 65%, meaning that the merchant should namely pay 65% of the price of the securities when purchasing securities. The remaining 35% of the price is paid with interest. The interest is discounted on the basis of the cost of borrowing provided by the security.
3. Joint Account: An investor opens an account with a securities dealer in a partnership of two or more persons. This type of account is applicable to both husband and wife or father and son.
4. Anytime account: to open this account, the customer gives the broker a written approval of priority, agreeing to the broker to trade without consulting the investor, and the object of the transaction, the price of the stock, the number of shares, as well as the timing of the transaction are chosen by the broker. Of course, the securities dealer is required to do so in a way that does not jeopardize the interests of the customer.
In many countries, investors can open an account with a securities dealer only if they are of legal age. In Europe and the United States the contractual behavior of minors is not legally binding, and therefore, minors can hold shares in the name, but only parents can trade in the name of the guardian.
Question 3: What is the difference between a class I account and a class II account at a bank? The details are as follows:
Class I accounts are full-featured accounts, which are debit cards that we know well, and can be used for deposits, transfers, consumption and payment of bills, purchase of investment and financial products, and cash withdrawals, etc., with unlimited scope and amount of use. Individuals' paychecks, large-value transfers, bank-certificate transfers, and payments and disbursements for medical insurance, social insurance, pensions, and provident funds should be handled through Type I accounts.
Class II accounts can handle deposits, purchase of investment and wealth management products and other financial products, limited consumption and payment of fees, and limited transfer of funds to non-binding accounts. By the bank counter, self-service equipment to the bank staff on-site face-to-face to confirm the identity of the Ⅱ type of households can also be access to cash, non-binding account funds transfer business, you can be issued with a bank card entity card. Among them, the Ⅱ type of household non-binding account transfer funds, deposit cash daily cumulative limit of 10,000 yuan, the annual cumulative limit of 200,000 yuan; consumption and payment of fees, to the non-binding account transfer funds, take out the cash daily cumulative limit of 10,000 yuan, the annual cumulative limit of 200,000 yuan.
Class III accounts can handle the business of limited consumption and payment of fees, and limited transfer of funds to non-binding accounts. By the bank counter, self-service equipment to the bank staff on-site face-to-face to confirm the identity of the Ⅲ type of households can also handle non-binding account funds transfer business. Among them, Ⅲ account balance shall not exceed 1000 yuan; non-binding account funds transfer to the cumulative daily limit of 5000 yuan, the annual cumulative limit of 100,000 yuan; consumption and bill payment, to the non-binding account to transfer funds to the cumulative daily limit of 5000 yuan, the annual cumulative limit of 100,000 yuan in total.
Question 4: How many types of bank accounts are there, and what are the differences~ 1. Personal account (standard account)
Deposits and transactions are requested by a single person. And the person applies for withdrawals. The account holder can appoint a trading agent to trade the account on behalf of the trading agent, and can apply for multiple sub-accounts.
2, joint account
By two people *** with the trading account and have an account, suitable for friends and family. You can deposit funds from your respective bank accounts or joint bank accounts, and withdrawals need to be recognized by both signatures on the withdrawal form. The joint account can designate a trading agent to trade on your behalf.
3. Institutional Accounts
Institutional accounts are divided into two types of partner accounts and company accounts, which are designed for partner organizations or registered companies. Such accounts need to designate a trading agent. The trading agent only has the authority to trade the account and does not have access to the funds in the account, including deposits and withdrawals. The account application form cannot be submitted online, but must be printed, filled out and submitted via fax or scanning.
4. Money Manager - MOA (Multi-Option Account)
The Money Manager can choose to manage two or more separate accounts under the MOA account. These separate accounts have their own separate orders and P&L. The money manager only needs to log in once to be able to trade on the same platform and manage different accounts at the same time. Applicants must indicate in the application form that they have a trading agent. The trading agent submits the MOA
Question 5: What kinds of accounts should be opened by the company The company can open four kinds of accounts: basic deposit accounts, general deposit accounts, special deposit accounts, temporary deposit accounts, and the last three kinds of accounts are also called auxiliary accounts
The basic deposit account can be opened only one, the name of the account must be the company name, you can withdraw cash, transfer money for the general business settlement and so on. The first one is a basic deposit account.
The counseling account is not allowed to withdraw cash directly, but can handle the transfer business.
In general, the company Geng set up a basic account, if necessary, according to the actual situation, respectively, to open a few other accounts
Question 6: What are the types of bank accounts of the company Generally divided into four
1, the basic account for the enterprise cash deposit and withdrawal, as well as the bank receipts and disbursements, a company can only have a basic account
2, the general account can only be used for bank deposit receipts and disbursements, can not spend money on the bank account. For bank deposits and payments, can not withdraw cash. A company can be more than one general account
3, temporary account, mainly the capital account, capital inspection is open, capital inspection is completed after the transfer of funds to the basic account after the cancellation of the account
4, the special user, such as the enterprise to buy and sell shares on the stock market to invest in the account, such as provident fund account
Question 7: What are the types of accounts in French banks General bank is made up of 2 account, each account corresponds to a different interest rate and requirements
The most commonly used is livre courant, basically a current account, you can withdraw money at any time to save money to write a check, etc., no interest, no minimum deposit requirements
The second common is LIVRE A, generally speaking, is a savings account, deposit money with interest, generally have a minimum deposit requirements, the requirements are 100 to 1000 euros ranging. The first is a savings account, which has a minimum deposit requirement of 100 to 1,000 euros. This account can not be used for direct spending or deposits.
The courant account is an account that can be used to receive payments directly, and the A-account must be transferred to and from the account through the courant account using online banking or going to the bank counter, which means that even if the card is lost and the password is lost, the other party can only get the money out of the courant account at the most, and the A-account can't get it out of the money.
Need to pay attention to three points:
1, the account is basically so two categories, called each bank is not the same, but in the final analysis is this. Everyone account is usually directly open these two accounts. The first is that it is not possible to get a good deal of money from the bank, but it is possible to get a good deal of money from the bank, and it is possible to get a good deal of money from the bank, and it is possible to get a good deal of money from the bank, and it is possible to get a good deal of money from the bank. For example, LCL's livre jeaune has an interest rate that is twice as high as livre A, but the deposit line is 1,000 euros.
2, France does not have a domestic sense of credit card, credit card is a savings card. France brush card is to use LIVRE COURANTL inside the money. Generally speaking, the French according to the card holder's basic situation on the holder have a consumption limit and overdraft limit, generally students are 200 euros, adults are 1000 euros. If you have money on your LIVRE A but no money on your LIVRE COURANT, the bank will not use the money on your LIVRE A but your overdraft limit. However, once you use your overdraft line, even if it's 1 euro, the fee is charged on a daily basis. For example, LCL deducts 1% of the overdraft amount every day, with a minimum of 2 euros and a maximum of 20 euros, and HSBC charges 5 euros per day for each overdraft. So, head to the relationship between the two accounts of your bank card to deal with the news not to be charged fees.
3, in France, the bank card number and bank card account are two things. An account can be under a lot of cards, for example, a husband and wife **** have an account, but no one holds a separate card, you can refer to the domestic subsidiary card.
Question 8: What are the different types of accounts for Forex? Pro, forex *** there are four account types, standard account, platinum account, protected account, interest-free account and so on. Among them, the standard account type of the minimum deposit of $ 100, the minimum trading volume of $ 2,500, leverage up to 1 than 400. is for the novice to provide the most convenient trading account; platinum account type of the minimum deposit of $ 2,000, the minimum trading volume of $ 10,000, leverage up to 1 than 400. is for the foreign exchange trading experience to provide the most convenient trading account; protection account type of the It is the most convenient trading account for those who have experience in forex trading; the type of protection account has a minimum deposit of $100, a minimum trading volume of $2k, and a leverage of up to 1 to 100. Zero loss, unlimited profit; the type of interest-free account has a minimum deposit of $100, a minimum trading volume of $2.5k, and a leverage of up to 1 to 400. Zero loss, unlimited profit.
I hope to help you, hope to adopt!
Question 9: How many account types are there in Windows 7 Before setting up a user account you need to figure out how many account types there are in Windows 7. Generally speaking, there are 3 types of user accounts in Windows 7.
I. Administrator account: The administrator account of a computer has system-wide control, can change system settings, can install and remove programs, and can access all files on the computer. In addition to this, it also has the authority to control other users. there must be at least one computer administrator account in Windows 7. In case there is only one computer administrator account, that account cannot change itself to a restricted account.
Second, the standard user account: The standard user account is an account that is subject to certain restrictions, and you can create multiple such accounts in the system, as well as change their account type. This account can access programs that are already installed on the computer and can set up pictures, passwords, etc. for their account, but do not have the right to change most computer settings.
Third, guest accounts: guest accounts are for those who do not have a user account on the counting ship fox just a temporary account 'mainly used for remote login online users to access the computer system. The guest account only has the lowest authority, no password, can not make any changes to the system, only ? Silk alcohol puffs dissatisfaction? in the information.
Question 10: What does account type mean ah 20 points Account types are divided into: basic accounts, temporary accounts, special accounts, general accounts.
Can withdraw cash, generally the basic account or temporary account (temporary organizations only have temporary accounts, such as the construction company's XXX project department and so on). Dedicated account withdrawals are less, must be approved by the People's Bank of China. The general account can not withdraw cash.