Generally, such large offline companies will bundle sales, and bundling sales is not illegal. But if you have evidence to prove that you bundled the sale without knowing or being told, you are entitled to a full refund.
If you want to buy medical insurance, I can give you a brief explanation.
Before buying commercial medical insurance, it is recommended to configure medical insurance. Medical insurance is the most basic guarantee, and there is almost no requirement for insurance. Everyone can buy it, and the price is very cheap. Commercial medical insurance is a supplement to medical insurance, including some items beyond the scope of medical insurance reimbursement, such as imported drugs, high-end treatment fees, inspection fees and so on.
There are many kinds of medical insurance, among which millions of medical insurance, hospitalization medical insurance and cancer prevention medical insurance are common.
Next, let's talk about what these three differences do:
1, millions of medical insurance
Almost every age group is suitable for buying millions of medical insurance, because its cost is low, the reimbursement amount is high, and there is no limit to the types of diseases reimbursed. The annual premium is only a few hundred yuan, but it is really cost-effective to get millions of reimbursement. In addition, it also contains a very comprehensive security content, such as bed fee, nursing fee, operation fee, medicine fee, material fee and so on. , can be reimbursed.
I will analyze several representative million medical insurance for you:
Combine the pictures and make a brief comment.
(1) Good medical insurance: This insurance is guaranteed to be renewed for 6 years, and it is the best one at present. In these six years, no matter whether the claim has been completed, no matter whether the health has changed, no matter whether the product has stopped selling, the warranty can be renewed.
(2) Enjoy E-health: increase postoperative home care, special medical services for cancer, and increase the option of family deductible.
(3) Micro-medical insurance: Value-added services including international secondary diagnosis and treatment are the characteristics of this model.
As can be seen from the above analysis, each product has its own unique advantages, and we choose according to our own needs.
In addition to these three models, there are many millions of medical insurance products worth planting grass. If you are interested, you can click on the original text to see: What are the good medical insurance recommendations? 20 Best-selling Medical Insurance Inventory in 2020
2. Hospitalization medical insurance
Low deductible and subsistence allowance are the characteristics of this kind of medical insurance. This kind of insurance is mainly used for outpatient reimbursement. Generally speaking, babies under 5 years old or the elderly are more suitable to buy this kind of insurance. Because babies and the elderly have poor immunity and are more likely to get sick, it is relatively important to buy this insurance.
3. Cancer medical insurance
Because millions of medical insurance and hospitalization insurance are mostly insured at the highest age of 60-65, the elderly can not be insured, but can be insured against cancer.
Anti-cancer medical insurance only targets cancer-related content. The insurance age is longer than other medical insurance, and the health requirements are more relaxed. If you are a person with some minor physical problems, or an older person, it is more appropriate to buy this.
This price is greatly influenced by physical fitness and age. Here are some cheap and high-quality anti-cancer medical insurance, which can be collected if necessary: What are the good medical insurance recommendations? 20 Best-selling Medical Insurance Inventory in 2020