Millions of medical insurance will be largely suspended. What is the reason for the pause?

Millions of medical insurance is the most popular insurance. Millions of medical insurance is cheap and the insurance coverage is high. Many friends like it, especially many friends who buy insurance for the first time. But now more and more people are questioning, because a large number of millions of medical insurance products will be discontinued, and some products have been discontinued, mainly because the CBRC does not allow insurance companies to provide life-long medical insurance products. Let's have a look.

In fact, the CBRC has stopped selling these products because of the malicious misleading of some salespeople. Many friends buy these products mainly because the salesman said that these products can guarantee life-long renewal. Many friends are always told that these products cannot be purchased separately, but only in bundles. Actually, it's not at all. It's said to be guaranteed for life, but there is no such word in the contract. Continuous insurance is written with the consent of the insurance company, otherwise it is impossible, and bundling is even more nonsense. Whether it's millions of medical insurance or accident insurance, you can buy it separately, but because of the price, the salesman can't come up with much money, so it's bundled. Secondly, there are many uncontrollable factors in medical insurance, such as where the money spent on improving medical standards comes from and how much to renew medical insurance every year is also a problem.

The choice of millions of medical insurance is still very important. Although the million-dollar medical insurance that can be guaranteed for life has been discontinued, it still exists. Let's take a look at how to choose millions of medical insurance. The most important thing to choose millions of medical insurance is to look at age and physical condition. As we all know, the older you get, the harder it is to buy such products. For some healthy elderly people, it is suggested that the longer the purchase guarantee period, the better. If you can't buy it because of health problems or age problems, you can consider buying Huimin products in local cities, which is still very good. If you are young, you can choose comprehensive protection as far as possible without considering too many protection periods. After all, the follow-up renewal is not a big problem. The most important thing to buy insurance is to buy protection and see the amount insured. The most important thing for millions of medical insurance is the renewal conditions. Now it is long-term, with a maximum coverage period of 20 years. So when you choose millions of medical insurance, you must choose.

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