Can I get a mortgage by renting a car?

legal analysis:

yes. The nature of renting a car is quite special, and it belongs to a company car. As long as the rental purchase contract is handled by yourself, you can provide your ID card to handle the car loan with the rental purchase contract and driving license. You can get a mortgage on your car. You can consider this way if you need money urgently. A legal act in which a debtor or a third party takes a certain property as a guarantee for paying off debts to a creditor. The debtor or the third party who provides the mortgaged property is called the mortgagor; The mortgaged property provided is called collateral; The creditor is the mortgagee, so the right he enjoys is called mortgage, which is a kind of security interest. After the mortgage is established, when the debtor fails to perform the debt at maturity, the mortgagee has the right to discount the collateral or get compensation in priority over other creditors with the sale price of the collateral in accordance with the law. Collateral can be movable or immovable property, but property prohibited from circulation or enforcement by law shall not be used as collateral.

Legal basis: Article 395 of the Civil Code of the People's Republic of China. The following properties that the debtor or a third party has the right to dispose of can be mortgaged:

(1) Buildings and other land attachments;

(2) the right to use construction land;

(3) the right to use the sea area;

(4) production equipment, raw materials, semi-finished products and products;

(5) Buildings, ships and aircraft under construction;

(6) means of transportation;

(7) other properties not prohibited by laws and administrative regulations.

the mortgagor may mortgage the property listed in the preceding paragraph together.

1. What property can be mortgaged:

1. Houses and other things fixed on the ground owned by the mortgagor.

2. Machines, means of transport and other property owned by the Mortgagor.

3. The right to use state-owned land, houses and other things fixed on the ground that the mortgagor has the right to dispose of according to law.

4. State-owned machinery, means of transport and other property that the mortgagor has the right to dispose of according to law.

5. The land use right of barren hills, gullies, hills and beaches contracted by the mortgagor according to law and mortgaged with the consent of the employer.

6. Other properties that can be mortgaged according to law.

2. What property can't be mortgaged

1. Land ownership.

2. The right to use collectively-owned land, such as cultivated land, homestead, private plots and private hills, but the right to use land of township (town) and village enterprises shall not be mortgaged separately in Item 5 of Article 34 and Paragraph 3 of Article 36. Where buildings such as factories of township (town) and village enterprises are mortgaged, the land use right within the occupied area shall be mortgaged at the same time, except for the provisions.

3. Educational facilities, medical and health facilities and other public welfare facilities of public institutions and social organizations such as schools, kindergartens and hospitals.

4. Property whose ownership and use right are unknown or controversial.

5. Property sealed up, detained and supervised according to law.

6. Other properties that cannot be mortgaged according to law.