Hunan Huaihua rural medical insurance how to reimburse, if hospitalized in foreign countries, can reimbursement?

Medical insurance needs to be paid for half a year or more to enjoy reimbursement.

Medical insurance reimbursement, you need to go to the local medical management center or designated medical institutions health insurance checkout window reimbursement.

The procedures include: ID card, health insurance card, original invoice, list of medication, medical records and other materials.

Medical insurance reimbursement is based on a percentage, usually around 70%. The percentage and amount of reimbursement is related to your examination and medication, medical grade and other factors. An example will make it clearer: Class A drugs are eligible for full reimbursement, while Class C requires full out-of-pocket expenses, and Class B is reimbursed at 80 percent, with a 20 percent out-of-pocket rate.

Someone who spends a total of 9,000 yuan on medicines, and the reimbursement formula is like this: (9,000-500 "starting line" - out-of-pocket expenses) * 70%, if the out-of-pocket medicines take up a large proportion of the reimbursement down is not much of an amount.

Additionally it is important to go to a designated medical institution.

It is better to get medical treatment at the place of purchase, and it is not supported to get medical treatment in other places, so it is necessary to get approval from the local medical management organization before getting medical treatment.