I xx, born in x years x months x, female, (exposition of the experience of the disease, the surgical process), although the operation went well, but because my body is too poor, and received such a major surgery, recovery is very slow, the late stage still need a lot of time, money to recover, coupled with the last time the replacement of the double flap need to be lifelong anticoagulant medication, I hereby submit the application of the critical care insurance to the Office of the Medical Insurance
Applicant: xx
Expanded Information:
Medical insurance refers to the adoption of national legislation, in accordance with the principle of compulsory social insurance basic medical insurance premiums should be paid in full and on time by employers and individual employees. Those who do not pay in full and on time will not be counted in their individual accounts, and their medical expenses will not be paid by the basic medical insurance fund. Take the ratio of medical insurance contributions in Beijing as an example: employers pay 10% of their total contribution base each month, and employees pay 2% of their salary + 120 dollars for major illnesses. Medical insurance is a kind of insurance to compensate for the medical expenses caused by diseases. When an employee is sick, injured or gives birth, the society or enterprise will provide necessary medical services or material help. Such as China's public medical care and labor insurance medical care. The medical expenses of Chinese employees are borne by the state, the organization and the individual*** together, in order to reduce the burden on enterprises and avoid waste. Occurrence of insurance liability accidents need to be treated is to pay a proportion of the insurance premium.
Medical insurance has the basic characteristics of social insurance, such as compulsory, mutual aid, social. Therefore, the medical insurance system is usually by the national legislation, mandatory implementation, the establishment of the fund system, the cost of employers and individuals **** the same payment, medical insurance premiums paid by the medical insurance organization, in order to solve the workers due to illness or injury brought about by the medical risk.
Medical insurance, like other types of insurance, also collects medical insurance premiums in advance from people threatened by illness by means of a contract to set up a medical insurance fund; when the insured person falls ill and goes to a medical institution and incurs medical expenses, he or she is given a certain amount of financial compensation by the medical insurance organization.
Therefore, medical insurance also has two functions of insurance: risk transfer and compensation transfer. That is, the individual's economic losses caused by the risk of disease are distributed to all members of the same risk threatened by the centralized health insurance fund to compensate for the economic losses caused by the disease.
Medical insurance covers a wide range of liabilities, and medical expenses are generally differentiated according to the characteristics of their medical services, which mainly include doctors' outpatient fees, medication, hospitalization, nursing care, miscellaneous hospital expenses, surgical fees, and various examination fees.
Medical expenses are the costs incurred by the patient for treatment, which include not only the doctor's medical and surgical fees, but also the costs of hospitalization, nursing care, hospital equipment, etc.
Medical expenses are the costs incurred by the patient for treatment.