Is it necessary to have Taizhou Limin Insurance

Hello, Taizhou Limin Insurance is very necessary to have. This product is exclusively guaranteed for Taizhou people. You can be insured as long as you are enrolled in Taizhou basic medical insurance, and the coverage is good. It can provide personal and out-of-pocket expenses in medical insurance, reasonable expenses not covered by medical insurance reimbursement, and innovative drugs for specific tumors and critical diseases. It can reimburse up to 3 million dollars a year, and the claim threshold is lower than other beneficiary medical insurance. The most important thing is the low insurance threshold of this product. You can insure against illnesses and compensate for past illnesses.

1. Taizhou is a prefecture-level city in Zhejiang Province. Taizhou is located in the center of coastal Zhejiang Province, east of the East China Sea, south of Wenzhou, west of Lishui and Jinhua, north of Shaoxing and Ningbo. Taizhou is located between the mountains and the sea, alternating plains and hills, forming a pattern of "seven mountains, one water, two fields", the terrain tilted from west to east. Taizhou has a total land area of 9,411 square kilometers and a territorial sea and internal water area of 6,910 square kilometers [26]. Taizhou City governs the districts of Jiaojiang, Huangyan, and Luqiao, the county-level cities of Linhai, Wenling, and Yuhuan, and the counties of Tiantai, Xianju, and Sanmen, with 61 towns, 24 townships, and 44 streets under its jurisdiction. As of 0:00 on November 1, 2020, the resident population of Taizhou City was 6,622,888 people.

2. Taizhou has a complete range of manufacturing industries with strong supporting capacity. It has formed more than 20 block characteristic economies with scale over 10 billion yuan, such as automobile and motorcycle parts, medicine and chemical industry, household electrical appliances, sewing equipment, and plastic molds. 51 national industrial bases, such as "China Automobile and Parts Export Base" and "National New Industrialization Demonstration Base for Pharmaceutical Industry", have settled in Taizhou, and 74 industrial products have the highest market share in China.

3, the role of insurance is as follows, equal loss, transfer of risk is not a disaster accident really left the policyholder, but the insurer to use everyone's financial resources to compensate for the economic loss of the policyholder was damaged by the disaster, to solve their problems. The insurer, in the form of collecting premiums and paying out, spreads the huge loss of a few people to a large number of insured people, so that the loss that is difficult for individuals to bear becomes a loss that can be borne by the majority of people. In fact, it is to share the loss equally with the insured who have the same risk. Therefore, insurance only has the function of equalizing the loss, but not the function of reducing the loss.