A. The application and use of electronic medical insurance card
Electronic medical insurance card is a convenient service measure launched by the National Health Insurance Bureau, which is aimed at facilitating the insured to enjoy the medical insurance service when they forget to bring the physical medical insurance card. Participants can apply for an e-medicare card through the national health insurance service platform, Alipay, WeChat and other channels, and bind it to their cell phones or other electronic devices.
When using the electronic medical insurance card, the insured person only needs to show the QR code or barcode of the electronic medical insurance card on his cell phone at the medical institutions or pharmacies that support the electronic medical insurance card, and can enjoy the same reimbursement, settlement and other services as those provided by the physical medical insurance card.
The security and convenience of the electronic medical insurance card
The electronic medical insurance card adopts advanced encryption technology and security measures to ensure the information security of the insured. At the same time, the e-medicare card also has a real-time update function, which can reflect the changes in the participants' health insurance information at any time, ensuring that the participants can enjoy the latest health insurance policy.
In addition, the convenience of the electronic health insurance card has also been recognized by the majority of participants. It not only avoids the embarrassing situation of forgetting to bring the physical medical insurance card, but also allows for convenient settlement of medical insurance when seeking medical treatment in a different place, which reduces the burden of the insured.
Three precautions
While the e-medicare card has a lot of advantages, there are still some things to be noted in the process of using it. First of all, the insured should keep their personal electronic devices properly to avoid the leakage of information on the electronic health insurance card. Secondly, when presenting the electronic health insurance card, should ensure that the equipment has sufficient power, stable network connection, so as not to affect the use of the effect. Finally, for medical institutions or pharmacies that don't support electronic health insurance cards, participants still need to bring their physical health insurance cards for settlement.
In summary:
Electronic medical insurance card can be used if you forget to bring your medical insurance card. The electronic medical insurance card has the same function and effect as the physical medical insurance card, and it is easy to apply for and use with high security. In the process of using it, the insured person should pay attention to the safekeeping of personal electronic devices, ensure that the power of the devices and the stability of the network connection, and find out whether the relevant medical institutions or pharmacies support the settlement of e-medicare card.
Legal basis:
The Social Insurance Law of the People's Republic of China
Article 23 stipulates:
Employees shall participate in the basic medical insurance for employees, and the employer and employees shall pay the basic medical insurance premiums in accordance with the state regulations***.
Individual industrial and commercial households without employees, part-time workers who do not participate in the basic medical insurance for employees at their employing organizations, and other flexibly employed persons may participate in the basic medical insurance for employees, and individuals shall pay the basic medical insurance premiums in accordance with the state regulations.
The Electronic Signature Law of the People's Republic of China
Article 3 stipulates:
Contracts or other documents, documents and other instruments in civil activities, the parties may agree to use or not to use electronic signatures and data messages.
The parties agreed to use electronic signatures, data messages of the instrument, shall not be denied its legal effect solely because it uses the form of electronic signatures, data messages.