Recently, the article ""Hospitalized for 72 days, I sold 2 suites": no disease, no disaster, is the biggest real estate" was widely circulated in the circle of friends.
The article describes a mother who was hospitalized in the ICU two months ago with a sudden cerebral hemorrhage, and in the ICU, because of the need for a variety of instruments to maintain life, the money is thousands of tens of thousands of dollars out of the pocket. The doctor said, as for how long to live, depends on how much money you have prepared.
For the sake of the next generation, for the sake of old age, for the sake of medical treatment, saving money is a big habit of Chinese people. And save money to buy a house, is the ultimate dream of most people, in order to this set of houses may be frugal, may be staying up all night overtime overdraft health in exchange. In their eyes, the house is the basis of happiness, is the most valuable, for the house decoration spend more money is also worth it.
But some people have a house, cancer, heart disease, high blood pressure and other diseases. Once sick, in the face of a variety of medical equipment and imported drugs, the deposit is just a drop in the bucket, to save their lives, will face the possibility of selling the house. And in recent years, it is not uncommon to sell a house to cure a disease.
In the housing market: a house may be worth hundreds of thousands to millions, and a toilet may be worth tens of thousands.
But in the hospital: a week of hospitalization for minor illnesses, a square is gone; ICU for a week, a toilet may be gone; a cycle of chemotherapy, a bedroom may be gone; rescue once, a living room may be gone. Once the disease metastasizes or relapses, a house is gone.
December 31, 2016, the Internet had a more than 100-meter-long ICU bill of arrears, more than a year of treatment time, after spending all the savings also owed 270,000 yuan.
Buying a house may be a snap, but trying to sell a house is hard. If it is not for the treatment of the patient, you can wait for a good price and then sell, but the loved ones in the hospital bed can not wait, the hospital will not stop urging, not to mention the high price of selling, it is a low price also need a long time to sell out. The first step is to make sure that the house has paid off the loan.
Some people think that money and houses may not be important compared to family, and it's normal to sell a house to save someone's life, but can you guarantee that your loved ones around you will agree? After all, the house sold out, the family will have to drift, even after selling the house, the money is really enough, can save the life? Perhaps this is too pessimistic, but have to consider what if the money is not enough, the person is also gone, the living people how to do?
The role of health insurance has to be recognized, but there is a phenomenon that must be faced: patients still have to pay a part of the cost; some of the conditions, the medicines covered by the health insurance may not be very effective, or the side effects are very large; there are effective medicines, the cost is high, but not in the scope of the health insurance.
Last year, a patient had a heart stent surgery, because the family used a different drug, the result was the insurance company's "rules and regulations" refused to pay. Of course, this is not to discredit insurance, but to say that when the efficacy of treatment and health insurance and insurance conflict, in order to save life, have to give up health insurance and insurance.
Usually invest ten dollars a day to do health care feel expensive, people seem very stingy. But when it comes to hospitals, in order to save lives, sell a set of houses, people seem very generous;
Usually do not believe in traditional Chinese medicine health care, think it is useless, but when it comes to hospitals, in order to replenish nutrients, improve immunity, bird's nests, ginseng and other health care products can not wait to eat all of them, and obsessed with very much.
At the beginning of the new year, having a new clothes, new gifts, are not as good as having a new idea. These questions are worth your time to think:
In July last year, the national health poverty alleviation three-year attack on the work of the conference released data show that in 2017, China's poverty due to disease back to poverty households amounted to 3,882,000 households, you are willing to become a member of it?