What do you think are the benefits of buying millions of medical insurance?

Ten thousand yuan medical insurance can not only guarantee reimbursement of medical expenses, but also reimburse expenses beyond the scope of social security, such as self-funded drugs, targeted drugs, special equipment fees and so on. Some even include purchased drugs, covering a wide range. The term of millions of medical insurance in the market is generally one year, and the longest guarantee is 20 years. Although the warranty is guaranteed to be renewed, it is still unstable. If the product is discontinued or the constitution is different, it may not be possible to renew the warranty, resulting in the lack of protection.

Generally speaking, large-scale health insurance is a good short-term health care plan. But don't think that millions of medical insurance will be all right. The risks in each stage of life are different, and you still need to give yourself overall protection according to the actual situation. Millions of medical insurance has many advantages, such as high coverage and wide coverage, which can prevent the risk of high medical expenses. Moreover, this product is cheap, especially for young people, and it can be done as long as 100 yuan a year. But there is a very high deductible, generally 1 000 yuan. Only the insurance company will reimburse the expenses above the deductible, and the expenses below the deductible need to be borne by itself, which raises the threshold for claims.

In addition, the insurance period of many products is one year. If the renewal cannot be guaranteed, the stability of the products will be poor. Millions of medical care is still necessary, because this product is cost-effective, which can supplement basic medical insurance and solve the problem of high medical expenses. Conditional can also be equipped with a well-off society, can help each other millions, including a well-off society to solve minor illnesses or make up for millions for free. Millions of medical insurance solves the problem of high medical expenses.

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