Can the third party liability insurance be settled if the car has not detected a traffic accident for more than one year?

After the vehicle fails to participate in the traffic accident on time, the third liability insurance cannot be compensated because the vehicle driving license is invalid.

The insurance company shall not pay the insurance liability for the death or disability of the insured due to one of the following circumstances:

1. The insured and the beneficiary intentionally kill or hurt the insured;

2. The insured intentionally commits a crime or resists arrest, commits suicide or intentionally injures himself;

3. The insured fights, drinks, takes drugs, smokes or injects drugs;

4. The insured is drunk driving, driving without a valid driver's license or driving a motor vehicle without a valid driver's license;

5. The insured aborts or gives birth;

6. The insured suffers a medical accident due to cosmetic surgery or other internal and surgical operations;

7. The insured fails to take, smear or inject drugs according to the doctor's advice;

8. The insured engages in high-risk sports such as diving, skydiving, rock climbing, adventure activities, martial arts competitions, wrestling competitions, stunt performances, horse racing and car racing;

9. The insured suffers from AIDS or is infected with HIV (HIV positive);

10, war, military action, riot, armed rebellion or terrorist incident encountered by the outbound personnel;

1 1, nuclear explosion, nuclear radiation or nuclear pollution;

12, the insured was hospitalized due to illness;

13, self-funded items and drugs specified by local social security and medical insurance or other public medical care management departments.