Family **** use of the individual account means that the funds in the individual account of the employee's health insurance have been expanded from being restricted to the employee's own use to being available to family members. The family members who can use the individual account of the insured employee are the spouse, parents and children of the insured person in accordance with the law. This means that the money in the card can be used not only for the insured employee himself, but also for his spouse, parents and children to pay premiums, see a doctor or buy medicine.
To enjoy personal health insurance for your family members, you can follow these steps:
1. Download and log in to the APP of the national health insurance service platform.
2. Select the option of "family account" or "health insurance service" in the APP. "in the APP.
3. According to the requirements of the APP, fill in the information of family members, including ID card number and kinship.
4. Upload the personal undertaking, account book and other related documents for verification.
5. If the family member is older than 16 years old, face verification may be required.
6. After completing the above steps, you can enjoy your personal health insurance account with your family***.
In summary, a family's health insurance cards can be used with each other, but only in areas where family ****cash policies are in place and individual health insurance accounts are bound. The family health insurance account can be used to pay for medical expenses incurred by the insured person, his/her spouse, parents and children at designated medical institutions/purchase of medicines or other medical equipment at designated retail pharmacies at his/her own expense.
Legal basis:
The Social Insurance Law of the People's Republic of China
Article 57
An employer shall, within thirty days from the date of its establishment, with its business license, certificate of registration, or the seal of the employer, apply for registration of social insurance with the local social insurance agency. The social insurance agency shall examine and approve the application within fifteen days from the date of receipt of the application and issue the social insurance registration document. If the employer's social insurance registration matters change or if the employer is terminated according to law, it shall, within thirty days from the date of change or termination, apply for change or cancellation of social insurance registration with the social insurance administration organization. The market supervision and management department, civil affairs department and organization and establishment management organs shall promptly inform the social insurance agency of the establishment and termination of the employer, and the public security organs shall promptly inform the social insurance agency of the birth and death of an individual, as well as the registration, relocation and cancellation of the household registration.