It is believed that many people are not unfamiliar with the million medical insurance, but most people do not know the high-end medical, in fact, like the British BUPA, Allianz, China Merchants Trust, Taikang and other insurance companies are selling high-end medical products.
High-end medical is to break the national health insurance restrictions of commercial insurance, mainly for the acting stars, elite people and other high-income groups to provide quality medical insurance and services, that high-end medical specific advantages, the following roughly explained. For more information about high-end medical insurance, please see:"High-end medical insurance, the end of the difficult to see the doctor!
1, has a higher amount of coverage
High-end medical is to pay a year insurance year consumer insurance products, premiums ranging from a few thousand per year to more than a hundred thousand, the amount of coverage is generally a few million, high tens of millions of dollars also have.
2,Hospitals can be freely chosen
Ordinary medical insurance can be reimbursed basically designated hospitals, but high-end medical not only independent choice of public, private or foreign-funded hospitals, but also free to choose the major hospitals in the country, hospitals for special needs and foreign medical institutions. The company's website has been updated with the latest information.
3, has a wealth of medical services
High-end medical content, including general medical insurance does not cover the Chinese medicine, physical therapy, such as foreign medical treatment, hospitalization, outpatient, organ transplants, physical examination and other high-dollar comprehensive medical cost protection are provided, as well as dental, ophthalmology, maternity, and other personalized medical projects.
If the hospital the insured person visits is a partner hospital of the insurance company, he or she can also enjoy the direct payment service, whereby the hospital charges will be settled directly by the insurance company through the swipe and signature of the card.
4. Breaking through the limitations of social security reimbursement
The insured does not have to take into account the limitations of social security reimbursement when seeking medical treatment, and high-end medical care can also reimburse the costs of non-social security catalog drugs, imported medicines and imported medical equipment.
What are the best high-end medical insurance policies to buy? Check out this article:High-end Medical Insurance Worth Buying in 2021!
Summary:
While high-end medical has better medical services and coverage, the expensive annual premiums are not affordable for the average person. In fact, a few hundred dollars a year million medical insurance can meet the medical insurance needs of the average person, to know the cost-effective million medical insurance, you may want to compare yourself:"Super Full!
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