1. Introduction of Medical Benefits for Singapore Migrants
1. Medical Standards
Singapore's health standards are constantly improving, mainly due to the reduction of infectious diseases, improvement in the standard of living of the people, good health services, and stringent health inspection measures. The main reason for this is the decline in infectious diseases, the rising standard of living of the people, good health services and strict health inspection measures.
A wide range of preventive, medical, and rehabilitative health care services are provided by both the government and the private sector. The government heavily subsidizes its health care services to ensure that they are accessible to all.
Singapore*** has five government hospitals, six restructured government hospitals, ten private hospitals, thirteen government polyclinics, ten outpatient clinics, thirteen women's and children's clinics, and more than 1,800 doctors in private practice. Permanent residents can also avail medical and dental facilities in government hospitals and polyclinics at the same charges as citizens.
2. Government Hospitals
Government hospitals provide specialized outpatient services. Both polyclinic doctors and private practitioners can write letters of introduction to refer patients to specialists at government hospitals. Patients are charged $40 to $50 for the first visit and $20 to $30 for each follow-up visit.
The cost of hospitalization depends on the class of the ward, with "C" class wards charging $ per day and "A1" class wards charging $ per day. In addition, laboratory tests, X-rays and other services such as surgery are charged separately.
3. Private Clinics and Hospitals
The fee for a private doctor's consultation generally starts at $12, depending on the nature of the treatment. Private specialists, such as plastic surgeons or gynecologists, charge more, starting at $50. Private hospitals and reorganized government hospitals charge more than government hospitals, and the fees vary from $120 per day for a four-person room to $335 per day for a single room.
4. Polyclinics
Government polyclinics provide comprehensive health services for the whole family. These clinics are located in major HDB town centers and residential areas and the services provided to the public include maternal and child health care, immunization, testing for infectious diseases such as Hepatitis B, geriatric check-ups, X-ray tests and dental treatment.
First time patients must bring their ID cards. Children under 12 years of age must bring their birth certificates. After the patient has registered, the clinic staff will give him a card and a number to wait in the queue to see the doctor.
The fee for a consultation at the Polyclinic is $7 for adults and $5 for adults over 65 and students under 18. Medicines are charged separately, ranging from one to four dollars for a week's supply. Photographs and blood tests are also required, but are inexpensive. The clinic is open Monday through Friday from 8 a.m. to 1 p.m. and from 2 p.m. to 4:30 p.m., and on Saturday from 8 a.m. to 12:30 p.m. The clinic is open Monday through Friday from 8 a.m. to 1 p.m., and from 2 p.m. to 4:30 p.m.
5. Elderly Healthcare Program
To ensure that the elderly have access to medical care in the vicinity of their homes, the government has set up Elderly Healthcare Centers (EHCs) in various HDB districts, and at present, there are six EHCs in **** for the elderly in various districts. The services provided by these centers include rehabilitation therapy, regular health check-ups and elderly care courses for family members. Fees range from $5 to $10 per day. Parents of Permanent Residents who are holders of a Long Term Visitor's Permit (LTVP) and have settled in Singapore can also participate in these healthcare programs.
6. Family Doctors
There are several private clinics in all the HDB estates, which are open from 9:00 am to 5:00 pm, and some of the clinics are also open on weekends from 9:00 am to 12:00 noon. In order for your family to receive better medical care, it is important to find a family doctor in your neighborhood.
7. Social Welfare
(1) Central Provident Fund (CPF)
The Central Provident Fund (CPF) was set up in 1955 to provide financial and livelihood protection to the retired and disabled. The CPF is a comprehensive social savings scheme that provides for the health care needs of the people, their post-retirement needs, home purchase assistance, and education insurance support.
Under CPF, both employers and employees are required to contribute to CPF, while holders of Employment Pass and Work Permit are not required to contribute to CPF. For Singapore Citizens under the age of 55 years and Permanent Residents who have resided in Singapore for more than 2 years, the monthly contribution for employees is 20% and the employer is required to contribute 12%. For Permanent Resident employees, the first year's contribution is 3% for the employee and 5% for the employer, followed by 9% for the employee and 15% for the employer in the following year. Thereafter, the normal rate of contribution is applied. The government has gradually planned to bring the employer's contribution back to the original level of 20%.
(2) CPF Accounts CPF Accounts*** are categorized into Ordinary, Medisave and Special Accounts:
1) Deposits in the Ordinary Account can be used to purchase residential properties such as HDB flats and private houses. It can also be used to purchase insurance such as home insurance and family insurance. Members can also invest their savings in approved stocks, bonds, unit trusts, fund management and gold, etc. Deposits in the Ordinary Account can also be used to subsidize the tuition fees of their children's or their own tertiary education. It can also be used to pay tuition fees for all full-time degree and diploma programs at six local tertiary institutions.
2) Medisave Account
Medisave Account deposits can be used for hospitalization expenses for the member's spouse, children, parents and grandparents. Their grandparents must be Singapore citizens or permanent residents. In addition, CPF members can also use the savings in this account to pay for the premiums of the quot;Medisave Dual Care Insurance Planquot; an insurance plan that ensures that members are able to cope with the huge medical bills in the event that they suffer from a serious illness and have to be hospitalized for a long period of time or undergo medical treatment.
3) Special Account - The savings in the Special Account will be kept in the account for retirement, pension and emergency purposes.
(3) CPF Interest Rates
Generally, the interest rate for CPF depositors is commensurate with the market interest rate, but with the protection of CPF legislation, CPF depositors are guaranteed to receive at least 2.5% interest rate on their deposits, and a higher interest rate for longer term savings plans.
(4) CPF Withdrawal
Depositors are allowed to withdraw their CPF savings after reaching the age of 55, but are required by law to keep a minimum amount of savings in their CPF accounts as a minimum for their old age, and in addition to withdrawing their savings at the age of 55, they can also withdraw their savings in case they are permanently out of the country, or in case they are permanently disabled and mentally ill. On the other hand, if the member continues to work after the age of 55, the member can withdraw his/her savings after every three years, i.e. at the age of 58, 61 or 64, etc.
The member can withdraw his/her savings at the age of 58, 61 or 64, etc.
2. Introduction to the main ways to migrate to Singapore
The first one, Singapore Immigrant Investor (SI)
SI is a Singapore Immigration Policy to migrate to Singapore, which is definitely preferred by entrepreneurs. Singapore Immigration Costs
The second type, Singapore Skilled Migration
Singapore Skilled Migration is not to enroll immigrants with advanced skills, this mode of immigration is not as the name suggests. Singapore Skilled Migration is required to get a work pass and then get Singapore Permanent Resident status.
The third type, Singapore Entrepreneurship Migration
At first glance, Singapore Entrepreneurship Migration is similar to Investment Migration, but it is not the same. Entrepreneurial immigration requires the registration of a company, and then exchanged for an entrepreneurial pass, and then obtain the Singapore PR.
The third, Singapore self-employed immigrants
Self-employed immigrants refers to the investor invested in Singapore and founded a company, in their own company to get a work permit, and then in a certain period of time after operation and accumulation of application for PR, to achieve the whole family immigrants. The first step is to apply for a PR after a certain period of operation and accumulation to realize family immigration.
The fourth type, Singapore Marriage Immigration
According to Singapore law, anyone who marries a Singapore citizen or a permanent resident (male or female) is eligible to apply to become a permanent resident. Currently, the Singapore Immigration Department is cracking down on bogus marriages, and once discovered, the permanent resident status is canceled outright.
Fifth, Special Category Immigrants
Organizations such as the National Arts Council (NAC) initiated and assisted foreign artistic talents with outstanding achievements in their respective fields to obtain PRs in Singapore, and to contribute to Singapore's arts and culture through their global influence.