As for specific insurance products, accident insurance, health insurance and other products should be considered first, and then financial insurance products such as appropriate old-age security should be considered when the security and economic capacity are sufficient. The amount of insurance and the expenditure of insurance premium should proceed from reality. The cost of insurance coverage is generally 10 times of annual income, and the cost of premium is generally110 of annual income.
For the insurance scheme suitable for the whole family, please refer to:
1. For the insurance scheme suitable for couples, personal accident insurance can be considered first, and then critical illness insurance and hospitalization medical insurance can be considered. Term life insurance products should be a good choice.
2. Insurance products suitable for children. It is suggested that a comprehensive insurance plan can be made for children from the perspective of insurance such as accident insurance and health medical insurance. It is suggested that you can refer to the comprehensive card-type children's insurance products.
In a word, I remind you that when buying suitable commercial insurance products for the whole family, you must pay attention to the specific protection needs of the whole family. There are all kinds of insurance products suitable for all kinds of people, I hope I can help you.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.