With regard to critical illness insurance claims, it is generally necessary to call the customer service phone of the insurance company as soon as possible after the accident, prepare the claim materials after the report, and finally submit the claim application and claim materials to the insurance company for review, after which you can get the claim.
If you have a claim dispute in the process of claim settlement, which leads to the failure of claim settlement, you can solve it according to the following methods:
Correct operating procedures for claims disputes.
1. Health notification in critical illness insurance.
Take the Versailles plus critical illness insurance of Tongfang Global as an example. The health notice of this product mentioned the disease of "atrophic gastritis". If the insured suffers from this gastritis disease, it needs underwriting, and the insurance can only be continued after the underwriting is qualified (be careful not to conceal the information, otherwise the insured will be in danger later, and the insurance company will refuse to pay compensation with a high probability).
If the insured suffers from atrophic gastritis and there is no atypical hyperplasia in gastroscopy, it can be ruled out.
When it comes to underwriting, many people may not know what is going on. At present, there are two main underwriting methods: intelligent underwriting and manual underwriting. For the specific differences between the two underwriting methods, please refer to the following articles:
What is the difference between intelligent underwriting and manual underwriting? The article takes you to know the correct insurance posture!
2. Critical illness insurance claims.
When making claims for critical illness insurance, everyone must report the case as soon as possible, because most insurance products have a reporting time limit, and insurance companies may not make compensation after the reporting time, which requires special attention.
Finally, remind me that different age groups, different economic incomes, future expectations, etc. Will affect the insurance plan. If you want to know what kind of insurance you are suitable for, you can look at the insurance plan I wrote earlier:
How to buy insurance at different ages? Everyone should have his own plan.
That's all the answers. Please accept them.
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