Critical illness insurance refers to the commercial insurance conducted by insurance companies, with certain major diseases, such as malignant tumor, myocardial infarction and cerebral hemorrhage, as the insurance objects. When the insured suffers from the above diseases, the insurance company will give appropriate compensation for medical expenses. Busy work and fast-paced modern life make people physically and mentally exhausted. Disease is no longer an accident, but a cost that everyone must calculate in life. China life critical illness insurance has sent the most timely and powerful support to countless families for more than ten years to help them tide over the difficulties. Among the clients I serve, the people who insure this kind of insurance are the most! China Life Kangning life critical illness insurance is a classic in China life health insurance family. Provide you and your family with up to 20 kinds of major diseases protection, and comprehensively care for your and your family's health. Let you enjoy a better life easily. Insurance coverage: Anyone born more than 30 days and under 65 years old and in good health can be the insured. I or a person who has an insurable interest in this insurance should apply for this insurance with our company. Insurance period: the insurance period of this contract is from the effective date of this contract to the termination date of this contract. Payment method: the payment period of installment insurance is divided into ten years, twenty years and thirty years, which is chosen by the insured when applying for insurance. Insurance case: Mr. Wang, aged 30, is a life-long critical illness insurance of China Life Insurance, with the insured amount of 654.38+10,000 yuan. He chooses to pay for 20 years, with an annual premium of 8,700 yuan, and can get the following protection: 1. Critical illness insurance: The insured first occurs 180 days after the date when the contract comes into effect (or finally reinstates), and is definitely diagnosed as suffering from the contracted disease by a specialist. 2. Death insurance: The company pays 300,000 yuan for the death insurance when the insured dies, and the contract is terminated. You can attach hospitalization medical insurance and hospitalization allowance insurance, and the coverage is more comprehensive! Among the many customers I serve, this kind of insurance claims the most times and times! In the above case, if you take out hospitalization medical insurance and hospitalization allowance insurance, the insurance coverage is 20,000 yuan respectively, and the annual premium is 380 yuan, you can enjoy the following rights and interests: 1. The hospitalization medical expenses shall be reimbursed according to the proportion of 75%, with a maximum reimbursement of 20,000 yuan per year; 2. Hospitalization subsidy: 200 yuan will be subsidized for every day of hospitalization, with a maximum subsidy of100th day per year, which means a maximum subsidy of 20,000 yuan per year.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.