If you apply for a credit card of China Merchants Bank, you can repay it before the "repayment date" expires, and you can return it to the credit card before 24 o'clock on the repayment date at the latest (subject to the actual receipt). If there is no China Merchants Bank outlet in the local area, repayment can be made through online banking transfer and third-party platforms. Please pay attention to the billing time to avoid overdue.