What is the premium of critical illness insurance with 65438+ 10,000 coverage?

The rates of different insurance products are different, and the age of the insured, payment period, coverage period and coverage content will also affect the rates of critical illness insurance. Therefore, there is no uniform standard for paying 654.38+10,000 critical illness insurance every year, but it is usually very cheap.

30-year-old male insured, the insured amount is 654.38+10,000 yuan, life-long guarantee, and the premium is paid for 30 years, excluding the liability for exemption.

1. Suzaku Guard of Xintai Life Insurance Plus Critical Illness Insurance: 920 yuan/year.

2. Xintai Guangwu No.65438 +0 Guard Shield Critical Illness Insurance: 1 18 1 yuan/year.

3. Ping An Xinfuxing critical illness insurance: 2 150 yuan/year.

4. Safe Guarding 100% 2 1 (returning critical illness insurance, adding minor and serious illness): 2 165 yuan/year.

5. Multi-channel MAX version of Kunlun Health Insurance: 1609 yuan/year.

6. Centennial Life Kanghuibao Extreme Edition 2.0: 1096 Yuan/year

1. critical illness insurance refers to a commercial insurance behavior in which the insurance company pays the insurance money according to the insurance contract when some major diseases such as malignant tumor, myocardial infarction and cerebral hemorrhage occur as risks and the insured reaches the state of major diseases agreed in the insurance clauses.

From February 2002 1 February1day, all insurance products defined by the old version of critical illness insurance will be removed from the shelves. According to the new regulations, some diseases will be paid according to the severity, and the insurance can be renewed, and the number of diseases paid has also increased. The new regulations of critical illness insurance introduce the definition of mild illness for the first time, and divide the three core diseases of malignant tumor, acute myocardial infarction and stroke sequelae into two grades according to their severity, and determine the upper limit of the proportion of insurance coverage for these three minor diseases as 30% of the total insurance coverage.

3. 1995, critical illness insurance was introduced into the mainland market of China, and has now developed into an important guarantee product in the life insurance market. In the development process of critical illness insurance, the scope of protection is gradually expanded and the protection function is gradually improved, but the design concept of this kind of products has continued to this day.