What is the difference between buying insurance, health insurance and accident insurance? Don't make mistakes.

For those who buy insurance, they miss out on buying health insurance and accident insurance, but there are also great differences between them. However, it is suggested that you make clear the difference between them when purchasing, which will help you to understand and understand these two kinds of insurance. Let's first understand the meaning of health insurance and accident insurance. What are the accident insurance for accidental medical treatment? Which is more secure? Which is more worth buying? Let's take a look at some good accident insurance recommendations. Top 20 quality accident insurance in 2020!

What are the meanings of health insurance and accident insurance?

Health insurance refers to the insurance that insurance companies pay insurance money for the expenses or losses incurred by the insured due to health reasons through sickness insurance, medical insurance, disability income loss insurance and nursing insurance. Accident insurance refers to life insurance that causes the death or disability of the insured due to accidental injury. Which insurance company is stronger? I just sorted out the relevant content, hoping to help you: the latest list! Top Ten Insurance Companies in China

Don't make a mistake about buying insurance, health insurance and accident insurance!

The difference between health insurance and accident insurance is quite big, don't make a mistake! Specifically, let's look at the difference between the two:

1, different insurance liabilities

Health insurance regards the treatment caused by diseases in the body as an insurance accident, while accident insurance emphasizes the externality of the accident. The difference between the two is obvious in accidental injuries. The liability of accidental injury insurance is disability or death caused by accidental injury, and the insurance liability of health insurance is disability or death caused by illness.

2. Different payment methods.

The payment forms of health insurance include actual payment, fixed payment and prepaid service, and there are certain payment types, while accident insurance is mostly fixed payment and local payment, which can provide economic and convenient help for the insured.

3, the scope of protection is different

Health insurance is an insurance accident that emphasizes the discomfort caused by internal diseases, while accident insurance is an accidental, unpredictable, unexpected and non-disease accidental injury.

It can be seen that the difference between health insurance and accident insurance mainly lies in different insurance responsibilities, different payment methods and different coverage. Don't ignore the difference between them when buying, so as not to bring unnecessary trouble to everyone.