Is China Merchants Bank Health Fund useful?

Useful. China Merchants Bank's health insurance, also known as China Merchants Bank's health insurance, is one of China Merchants Bank's eight major types of insurance, which refers to the insurance that pays insurance benefits for losses caused by health reasons through sickness insurance and medical insurance. China Merchants Bank's health insurance is also available at China Merchants Bank Cigna Insurance Company, a joint venture between China Merchants Bank and the US Guoxin Group. Such insurance can also be insured in China Merchants Bank. Health insurance is an insurance that takes the health status of the insured as the basic starting point, provides compensation for the insured's medical expenses, and compensates part of his losses in the process of seeking medical treatment.

1. China Merchants Bank health insurance includes three products: critical illness insurance, hospitalization medical allowance insurance and cancer prevention insurance. Among them, critical illness insurance and medical insurance are return insurance, especially the return amount of critical illness insurance is as high as 128%. This kind of return is very high in the industry. Also protect 105 disease; The insured suffers from 65 kinds of serious illness or death, or the insured suffers from 35 kinds of early serious illness or mild illness, and the remaining premium is free, and the protection responsibility is not affected in any way; If the insured dies unfortunately within the validity period of the insurance, regardless of illness or accident, he must pay compensation; It can also provide customers with complete solutions for serious diseases. From the moment you call customer service, there will be service personnel to coordinate and arrange expert outpatient diagnosis and treatment, hospitalization surgery, and take the initiative to follow up the claims.

2. In addition, China Merchants Bank's health insurance also includes:

1, Le Kang worry-free return hospitalization medical insurance plan product features: providing hospitalization allowance for accidents and diseases, ensuring hospitalization income, and ensuring serious illness is more intimate. Protection items: death insurance, expiration survival, daily hospitalization insurance for major diseases, daily hospitalization insurance for intensive care, and insurance premium exemption. Applicable people: 18 to 50 years old.

2. Product features of health commitment family medical security plan: providing users with multiple hospitalization guarantees and fixed payment, which does not conflict with social security, and can realize "one policy to protect one family" and protect the health of the whole family. Security items: family hospitalization fixed-fee medical insurance, additional family hospitalization medical insurance for serious illness, additional family hospitalization medical insurance for serious illness, additional family hospitalization medical insurance for serious illness and additional family intensive care fixed-fee medical insurance. Applicable people: 18 to 60 years old.