So, today, Senior Sister evaluated a medical insurance, which is also the most popular serious illness insurance in private letters-ironclad Bao Xiao Children's Long-term Million Medical Insurance.
If friends don't have enough time, they can collect it first and read it later. Senior sister can guarantee that the articles are all dry goods:
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1. What are the advantages and disadvantages of long-term millions of medical insurance for armored children?
As usual, without further ado, directly above:
I wonder if you can understand this product drawing. Next, the senior will interpret it in depth:
Advantages:
1. Friendly update conditions
The ironclad Bao Xiao Children's Long-term Million Medical Insurance promises that the insured will continue to be insured until 17 years old.
What is the guarantee of renewal? That is to say, whether this product is on sale or not, it can be renewed. None of the guarantees stipulated in the insurance contract signed between us and the insurance company will expire until the insurance expires.
One more reminder, senior, you should have experience in renewing your insurance ~ The article here can help you:
& lta href="/redirect？ location = ahr 0 CHM 6 ly 9 iyw 94 awfuljawynguy 29 tlz 9 nawq 9 mzeymtgz & amp； title = juuzjtgwjthbjuu 1 jthdjujcjuu 3 jtk 2 jtk 3 juu 5 jtk 5 ju 5 juu 3 jujcjufejuu 0 jujgjtlejuu 2 jtgwjthfjuu 0 Jui 5 jtg 4 juu 1 jtgxjtlbjuwgjujdjthdjuu 4 Jue 2 jtgxj uu 2 juizjue 4 juu 2 jtg 0 jthgjuu 1 jtkzjubjbjuu 0 jujbjtlcjuu 6userId = 289384 19 & amp； passId = 4 17 126576 1。 planId = 63380 1 & amp； Unitid = 868246 & idea id = 2001087152 "title =" What should I pay attention to when renewing medical insurance? "target =" _ blank "> What should I pay attention to when renewing medical insurance? 》
2. Children's special disease protection
The long-term medical insurance for armored children includes 15 kinds of special diseases for children, including leukemia, Wright syndrome, severe Kawasaki disease and severe hand, foot and mouth disease, which is equivalent to giving the babies an extra layer of protection. This sincerity is really sufficient!
3. Outpatient and emergency treatment before and after hospitalization
At present, most of the millions of medical insurance on the market, before and after hospitalization, emergency treatment is the first 7 days and then 30 days, and what's more, it is the first 7 days and then 7 days.
The first 30 days and the last 30 days before and after the children's long-term million medical insurance provide great convenience to the insured, because the beds in the hospital are occasionally not plentiful, and they may not be used if they want to use them.
During the insurance period, the insured is hospitalized after the waiting period due to an accident or illness. For this kind of hospitalization, the insurance company can only reimburse the reasonable and necessary medical expenses incurred in the emergency for 30 days after the first 30 days.
4. Value-added services are intimate
Long-term million-dollar medical insurance for children in Bao Xiao includes online outpatient service, serious illness outpatient appointment, hospitalization assistance and domestic follow-up, advance payment for treatment of serious illness and children's special diseases, MDT multi-disciplinary consultation and other value-added services.
On the one hand, it can solve the problem of "difficulty in seeing a doctor" to a great extent, thus ensuring the physical and mental health of the insured and making the security system more perfect.
Is the more value-added services, the better? Click on the following article to let us know:
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disadvantaged
1. Long waiting period
The guarantee period of millions of medical insurance is usually one year, and the follow-up insurance of one year needs to be re-examined, so the waiting period of most products is relatively short, only 30 days, while the real insurance waiting period is 90 days, a little longer.
If the babies are unfortunately out of danger while waiting, the insurance company will not provide claims, and all medical expenses will be borne by themselves.
Second, the senior sister suggested
On the whole, it is worthwhile to start with real armor and micro-insurance for children's long-term million medical insurance. The recommended distribution coefficient is very high, which is really an excellent choice.
There are many medical expenses for curing major diseases, which cannot be borne by families with small economic advantages, but millions of medical insurance will give you millions of insurance coverage. Under normal circumstances, many serious medical expenses can be reimbursed.
If friends want to choose from other products, there are other good ten thousand yuan medical insurance, you can have a look:
& lta href="/redirect？ location = ahr 0 CHM 6 ly 9 iyw 94 awfuljawynguy 29 tlz 9 nawq 9 mze 2 mji & amp； title = juuzjtgwjthbjuu 1 jthejtgxjuu 1 Jue 0 Jue 3 juu 3 jtk 5 jujfjuu 0 Jui 4 jtg 3g juu 1 jthdjujcjuu 3 jtk 3 juu 5 jtk 5 Jue 5 juu 2 jthfjtkyjuu 1 jtkwjthej uu 2 juiwjuu 5 juiyjtldjuu 1 jtg 3 jubjuu 3 jtgyjtuserId = 289384 19 & amp； passId = 4 17 126576 1。 planId = 63380 1 & amp； Unitid = 868246 & ideaid = 2001087152 "title =" "The list of millions of medical insurance is fresh out! ""target = "_ blank"> The list of ten million medical insurance is fresh! 》
Write it at the end
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