Today, Senior Sister will take a look at the multiple versions of health insurance with you to see if it is really that good. Click the link below to learn the true face of multi-version health insurance benefits:
How about Kunlun "multi-version health insurance"? Today I will tell you the truth! 》
1. What is the coverage of critical illness insurance for multiple versions of health insurance? Is it really suitable for insurance?
If it's useless, senior sister won't say it. First, I'll show you the product diagram:
Senior and her friends made a detailed evaluation of this product after knowing the product drawings.
1. The payment term is flexible.
Kunlun Health Insurance Pratt & Whitney multi-version critical illness insurance includes four ways: wholesale payment, 10 year payment, 20 year payment and 30 year payment. According to objective facts, for us ordinary people, the longer the payment period, the better for us.
Even if the wholesale can pay the fee in one lump sum, we can avoid the worry that we may forget to pay the premium in the future, but at the same time, because the one-time payment takes up a lot of money, we are forced to lose a lot of opportunity cost of funds, which is redundant for us.
Do you know what kind of payment period you are suitable for? Is it better to pay in bulk or in 30 years? The answers are all in this article:
"How to choose the payment period so as not to lose money? 》
2. Strong critical illness protection.
This multi-version of Kunlun Health Insurance Pratt & Whitney Critical Illness Insurance will be able to pay 100 kinds of critical illness. If the insured fails to fulfill the policy15th anniversary when he is seriously ill for the first time, he can get an additional 50% of the insured amount, and he can enjoy 100% of the basic insured amount when he is seriously ill for the second time.
In fact, this means that if you insure 500,000 copies of Kunlun Health Insurance Pratt & Whitney and get out of danger before 15, you can get a compensation of 750,000 yuan, which is really cost-effective!
3. The compensation for specific diseases is very strong.
Kunlun Health Insurance Pratt & Whitney Multiple Critical Illness Insurance provides protection for 25 specific diseases of children. Taking leukemia, neuroblastoma and severe juvenile rheumatoid arthritis as examples, it is possible to pay extra 100% insurance coverage.
If you are in danger, the compensation will definitely double! It's really generous to see Kunlun Health Insurance Pratt & Whitney multi-version critical illness insurance!
This extra insurance can also reduce a large part of family expenses, which is so enthusiastic!
What are the specific guarantees for 25 special diseases? You can look at the picture below to find out:
Second, is critical illness insurance really necessary in our life?
Fixed payment is critical illness insurance, which guarantees major diseases. In other words, if an accident happens during the guarantee period, the so-called insurance company is the economic lifeline of the country and will directly compensate you for the insured amount, which is at our discretion.
When we are seriously ill, we certainly don't support continuing to work. It will take three to five years if it is to be cured. At this time, our income was interrupted and we had to bear the family expenses.
Critical illness insurance is particularly important. Not only do you not have to worry about paying medical bills, but you can also improve your living standards. What should be the coverage of critical illness insurance?
300,000-500,000 treatment reserve fund and income compensation for 3-5 years are the coverage of critical illness insurance (including 300,000 treatment reserve fund for adults, 500,000 medical reserve fund for first-tier cities and 500,000 medical reserve fund for children considering inflation).
In order to better cope with the risk of disease, the suggestion here is to make the insurance amount 500 thousand.
Third, senior sister suggested.
In short, multiple versions of health insurance have comprehensive critical illness insurance protection, and the protection of critical illness insurance is not small, which is very suitable for everyone to insure!
Of course, in addition to the cost-effective health insurance Pratt & Whitney multi-version critical illness insurance, here we also prepared a list of critical illness insurance/annuity insurance/whole life insurance, all of which are worth buying. Friends in need can refer to:
"Top Ten Hot Critical Illness Insurance Inventory Worth Buying! 》
Write it at the end
I am an expert in insurance, focusing on objective, professional and neutral insurance evaluation;
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I give you the most professional advice based on many years of experience in configuring insurance for 10W+ families.
WeChat official account: Xueba said that insurance costs less, buy the right insurance!