Most people will face some degree of health risks in their lives. A serious illness may cause the family to return to poverty due to illness. Patients may be unable to take care of themselves for a long time, lose their financial resources and need a lot of rehabilitation expenses. Furthermore, there may be some minor ailments and pains in daily life and hospitalization. This also requires certain medical expenses.
If you still have doubts about the necessity of health insurance, you may wish to read this article to learn more about this kind of insurance:
Is it necessary to buy health insurance? These routines must be paid attention to!
Among them, critical illness insurance and medical insurance are two important categories of health insurance, and they are also our most common life insurance.
Critical illness insurance mainly covers major diseases. When the insured suffers from a serious illness as agreed in the contract, the insurance company will pay the insurance money in one lump sum according to the contract.
The advantage of critical illness insurance is that you generally don't need a bill. As long as you are in danger, you will lose money. This money can be used to cover the cost of treatment, rehabilitation and income loss.
So, how to buy critical illness insurance? Don't miss the following dry goods suggestions:
Keep your eyes open when buying insurance, and pay attention to these when buying critical illness insurance!
Secondly, medical insurance. In commercial medical insurance, the first thing we need to configure is millions of medical insurance. Millions of medical insurance has a high coverage and a small reimbursement limit, which can be used to reimburse all kinds of hospitalization expenses, outpatient surgery expenses and special outpatient expenses. There are also some items other than medical insurance that can often be reimbursed.
So, what kind of medical insurance is better? You will know after reading the following list:
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