The premium of health insurance is directly proportional to the insured amount, insurance rate and insurance period; That is, the larger the insurance amount, the higher the insurance rate and the longer the insurance period, the more premiums need to be paid. Among them, the formulation of the rate is related to the age and gender of the insured.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.