1. Let's first explain the concepts of solvency and risk rating: comprehensive solvency: the ability of insurance companies to repay debts. An insurance company shall have capital commensurate with its risks and business scale, and ensure the solvency adequacy ratio is not less than 100%. Risk assessment: according to the insurance company's solvency adequacy ratio, operational risk, strategic risk, reputation risk and liquidity risk, the number of indicators is divided into four grades: A, B, C and D. It can be seen that Fosun United Health ranks 16, and the risk grade is B, which also means that Fosun United Health's solvency is acceptable. After introducing the background of Fosun Alliance, we will focus on its performance. Fosun United health care products are good, but life is difficult.
2. What is the strength of Fuxing United and Taiping Life Insurance? Fosun United Health Insurance Co., Ltd. started business on 20 17 19 10, and its legal representative was Zeng Mingguang. The registered capital of the company is 500 million yuan, mainly engaged in health insurance business. The shareholder information is as follows: Taiping Life Insurance is still very strong and belongs to the sixth national life insurance company in China. This company has a long history. Taiping Fire and Water Insurance Company was first established in 1929. 20011,China Taiping Group Company launched "Taiping Life Insurance" to reproduce the domestic life insurance market. Medical care, pension, children's education, accident insurance and many other businesses are within the current business scope. It can be seen that the strength of any company can not be underestimated! Now let's further introduce the company's solvency.
3. Solvency is the basic index that must be considered when measuring the financial situation of insurance companies, which means that insurance companies have the ability to make up debts. The general core solvency adequacy ratio is above 50%, and the comprehensive solvency adequacy ratio is above 100%. Basically, it can be said that it has reached the solvency pass line. Core solvency adequacy ratio: the ratio of core capital to minimum capital, which measures the adequacy of high-quality capital of insurance companies. Comprehensive solvency adequacy ratio: the ratio of actual capital to minimum capital is an important factor to accurately measure the overall adequacy ratio of insurance companies. Let's learn about the annual solvency of Fosun United in 2020: the general core solvency adequacy ratio of Fosun United is generally around 150. 13%. According to the calculation, the comprehensive solvency adequacy ratio is 150. 13%, and the solvency obviously exceeds the standard line, which is really excellent!