Take China Life's pension annuity insurance (dividend type) (A) as an example. Suppose 40-year-old Mr. Wang insured this product, chose 10 to pay the premium, and received a birthday bonus at the age of 60, with an annual premium of 50,000 yuan.
At the age of 60, Mr. Wang can receive a one-time birthday bonus of 500,000 yuan, and then he will receive an annual pension of 4,955 yuan from the age of 60 until his death.
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If we only rely on the pension in social security, then old age can only have the most basic protection. If you want to live a better life, you need to configure commercial endowment insurance, but not everyone is suitable for buying commercial endowment insurance.
Unless you have complete insurance configuration and have some spare money that you don't need for a long time and can accept low-income financial management, you can buy a commercial endowment insurance to protect your old age.
If you don't know how to choose commercial endowment insurance, you can pay attention to this kind of insurance. 1 You can consult it for free. 1, adhering to a professional, objective and neutral attitude, we can choose more cost-effective products for you and buy insurance easily!