Does the insufficient balance refer to the overall reimbursement of medical insurance or the outpatient personal account?
If it is the former, we can only see whether there is a secondary reimbursement policy in the local area.
If it is the latter, don't worry. As long as your medical insurance is still within the validity period of payment, most expenses such as outpatient co-ordination, outpatient serious illness and hospitalization will be incurred. It's all paid directly by the co-ordinator, not by my cash or outpatient personal account.
Outpatient personal accounts mainly pay for some routine diseases (such as colds, common fever, cough, etc.). ), and large medical expenses such as serious illness, chronic disease and hospitalization are basically paid by medical insurance.
Handling method: The first method is to co-ordinate the fund and settle accounts directly with the hospital. That is, patients only need to show their medical insurance cards to register in the social security listed hospital before hospitalization, and explain the hospitalization situation, then the hospital operation will be transferred to the hospitalization process. The part of the overall payment is paid by medical insurance, and individuals do not need to pay extra. Out-of-pocket expenses and expenses not covered by medical insurance shall be borne by individuals.
Second, you also use a medical insurance card or medical certificate to see a doctor in a medical insurance listed hospital. After that, individuals advance medical expenses, issue medical insurance invoices after payment, and submit them to the local social security center for reimbursement with insurance certificates and invoices.