First, priority should be given to the demand for accident insurance. Accident or tomorrow, we will never guess which one will arrive first. One of the characteristics of accident insurance is its low premium and economy. For the selection of insurance coverage, it is generally appropriate to use 5- 10 times of annual income.
Second, critical illness insurance is one of the necessary insurances. The earlier you insure, the more you count. Generally speaking, the coverage of critical illness insurance should not be less than 654.38+10,000 yuan, which can be appropriately increased according to one's own economic situation. Young people can properly choose the monthly payment method for returning products, which not only ensures high security, but also can be used as compulsory savings to meet financial needs.
Third, women's specific disease insurance. This year, there are many diseases in women such as breast and cervix, which seriously threaten women's health, especially women aged 35-45, who are under great pressure from work and family and have a higher prevalence rate. Therefore, when choosing insurance, we can properly consider the health insurance for women's special disease liability.