I. 25 major diseases in China Insurance Association's Criteria for the Definition and Use of Diseases in Critical Illness Insurance:
1, malignant tumor; 2. Acute myocardial infarction; 3. Sequela of cerebral apoplexy; 4. Major organ transplantation or hematopoietic stem cell transplantation; 5. Coronary artery bypass grafting; 6. End-stage renal disease (or uremia stage of chronic renal failure); 7. Multi-limb loss; 8. Acute or subacute severe hepatitis; 9. Benign brain tumor; 10, decompensated stage of chronic liver failure; 1 1, encephalitis sequela or sequelae of meningitis; 12, deep coma; 13, binaural deafness; 14, blindness in both eyes; 15, paralysis; 16, heart valve surgery; 17, severe Alzheimer's disease; 18, severe craniocerebral injury; 19, severe Parkinson's disease; 20. Severe third-degree burns; 2 1, severe primary pulmonary hypertension; 22. Severe motor neuron diseases; 23. Loss of language ability; 24, severe aplastic anemia; 25, aortic surgery.
2. Xinhua Life Insurance has specially added 20 major diseases:
26, severe multiple sclerosis; 27, medical personnel occupation behavior infected with HIV or suffering from AIDS; 28, acute necrotizing pancreatitis; 29, muscular dystrophy; 30. Systemic lupus nephritis; 3 1, end-stage lung disease; 32. Severe insulin-dependent diabetes (type I diabetes); 33. Severe rheumatoid arthritis; 34. Severe Crohn's disease; 35. Human immunodeficiency virus (HIV) infection caused by blood transfusion; 36. Severe coronary heart disease; 37. Severe primary cardiomyopathy; 38. Severe dementia caused by non-Alzheimer's Harmo's disease; 39. Polio; 40. vegetative state; 4 1. myasthenia gravis; 42. Ulcerative colitis; 43. Renal medullary cystic disease; 44. Systemic scleroderma; 45. Pulmonary heart disease.