Generally speaking, the health and age restrictions of short-term million medical insurance paid once a year will be slightly looser.
For example, elderly friends aged 66-70 have passed the insurable age of most long-term million medical insurance.
Secondly, the annual premium of millions of medical insurance will be cheaper in most cases.
The 60-year-old person is insured with long-term million medical insurance and short-term million medical insurance once a year, and the annual premium of short-term million medical insurance is less than 1500 yuan.