First, the characteristics of safe maternal and child care medical insurance products
1, protect mother and child.
The scope of protection includes abortion of pregnant women, pregnancy diseases of pregnant women, congenital diseases of newborns and death of newborns. Adults and children are protected together, and they are guaranteed before and after childbirth.
2. Don't ask the reason of abortion.
Abortion caused by any reason within the scope of protection can be paid.
3, can be insured before and during pregnancy.
Women aged between 20 and 45 who are not pregnant or pregnant but less than 28 weeks pregnant can be insured.
4. Low premium and convenient insurance.
Since the minimum 5 yuan/year, you are free of medical insurance, and you can answer two questions about health notification.
Two, safe maternal and child care medical insurance applicable object:
1. Pregnant woman (insured for the first time): 20 to 45 years old, not pregnant or pregnant but less than 28 weeks pregnant;
2. Newborns (second insured): live-born newborns born by the first insured during the policy year when they are insured for the first time or intermittently.
Three. Brief introduction of the medical insurance responsibility of safe maternal and infant guardians;
1, basic responsibility
Abortion insurance premium of the first insured: If the first insured has abortion or induced labor, we will pay the first insured the abortion insurance premium according to the basic insurance amount, and return the unexpired net insurance premium corresponding to the optional insurance liability to you, and this main insurance contract will be terminated.
2. Optional responsibilities
Pregnancy sickness insurance premium of the first insured: If the first insured suffers from pregnancy sickness (no matter one or more) defined in this main insurance contract for the first time after being diagnosed by the hospital, we will pay the first insured pregnancy sickness insurance premium at 10 times of the basic insurance amount, and all optional insurance liabilities will be terminated.
Congenital malformation insurance premium of the second insured: within the validity period of this main insurance contract, if the second insured is still alive after 30 days from the date of delivery and suffers from congenital malformation (regardless of one or more diseases) defined in this main insurance contract for the first time after being diagnosed by the hospital, we will pay the second insured congenital malformation insurance premium at 10 times of the basic insurance amount, and all optional insurance liabilities will be terminated.
Insurance premium for the death of the second insured due to illness: within the validity period of this main insurance contract, if the second insured dies of illness before 1 one year old, we will pay the insurance premium for the death of the second insured according to 10 times of the basic insurance amount, and all optional insurance liabilities will be terminated.