At present, the society urgently needs a mechanism that can provide perfect services for the elderly from the spiritual, material and life care levels. Facing the rigid demand of the elderly, the domestic pension model must be adjusted. Specifically, in order to make the domestic pension industry develop in a more intelligent direction, we must start from the following five aspects:
( 1)? Adhere to overall planning, increase support for private nursing homes, and improve the income level of front-line nursing staff.
It is necessary to further clarify the innovation of scientific and technological projects related to helping the elderly and supporting the elderly, gradually improve the project tasks and policy measures of scientific and technological innovation, and then realize the overall planning among various departments, realize the organic docking of various policies, and make full use of existing Internet resources and relevant positive social forces, so that it is possible to further improve the environment and improve the service level on the basis of building a smart community. The state should improve the welfare benefits of employees engaged in front-line nursing work, such as granting special post allowances and enjoying paid annual leave, so as to slow down the brain drain of the elderly.
(2)? Adhere to the service orientation and further improve the social security system.
Establish the concept of serving the elderly, fully meet the diverse needs of the elderly, implement core values in service, and constantly improve the methods and technologies for serving the elderly. Further improve the social security system, increase the proportion of reimbursement for common diseases of the elderly, and reduce the burden of medical treatment for the elderly. First of all, the state should increase the proportion of social security funds in the whole ODP. At present, the proportion of social security investment in China is far lower than that in developed countries and the world average. Therefore, in order to promote the development of social security system and expand the coverage of social security, it is necessary to further increase financial support. Secondly, we should gradually increase the pension replacement rate of retirees. According to international experience, if you want to reach the standard of living before retirement, the pension you receive at retirement should not be less than 70% of the original salary. If the pension before retirement is less than 50%, your living standard will be greatly reduced. So far, China's pension replacement rate has dropped below 45%, which makes it difficult for many elderly people to enjoy the convenience brought by scientific and technological innovation.
(3)? Adhere to the drive of innovation and integrate new technologies and new products into old services.
Intelligent pension has obvious scientific and technological advantages in practical promotion. It is necessary to actively promote the development of Internet, mobile Internet and big data, vigorously support the research and promotion of caring for the elderly and other related smart products, further promote the care of daily life, encourage the application of smart products for the elderly, promote the production and promotion of smart wearable devices for the elderly, and build smart pension into a "internet plus" and an intelligent comprehensive platform that provides comprehensive services for the elderly. The government should encourage enterprises to apply new technologies to serve the elderly, increase support for the new model, and promote the promotion and development of the new model.
(4)? Adhere to integrated development and promote the balance between supply and demand of smart pension industry
The emergence, development and expansion of intelligent pension can promote the coordinated development of related industries and departments. It is necessary to further strengthen communication and coordination among various departments, actively integrate relevant industrial policies, avoid the phenomenon of multi-departmental management, and reduce internal friction. It is necessary to gradually break down the barriers between industries and give play to the integration advantages of Industry-University-Research's integration; It is necessary to integrate the precise docking of related industries, take the further integration of the upstream and downstream of the industrial chain as the development goal, and then realize the cross-border integration of R&D, manufacturing, management, service, finance, talents and other fields. It is necessary to promote the complementary advantages of multi-field services, and realize the healthy integration and development of daily life nursing, remote health management, medical nursing rehabilitation, digital cultural education and other service contents and service methods through the platform construction with multi-service functions and comprehensive information functions, so as to avoid the occurrence of repeated construction and eliminate the waste of resources.
At the same time, the government should further strengthen the improvement and supervision of industry organizations, make full use of the role of industry organizations, include some enterprises with good technology, strong innovative ideas and abundant funds, enhance the integration of new technologies and industries, and improve the humanized design of pension products, so as to further improve the industrial structure, increase industrial concentration, avoid vicious competition in the same industry and optimize the development environment of the industry.
(5)? Adhere to market orientation and give play to the decisive role of the market in resource allocation.
Further strengthen the correct guidance of industrial planning and the strong support of industrial policies, gradually establish and improve relevant market norms, gradually establish perfect industry standards, create a good market environment for fair competition for enterprises, build an excellent platform for equal participation, focus on supporting and vigorously developing the construction of leading enterprises, and put brand strategy in an important position of implementation. It is necessary to form a number of industrial chains with broad advantages, improve the evaluation system and supervision system, create a safe, convenient and humanized consumption environment, protect the legitimate rights and interests of the elderly, and avoid incidents that infringe on the vital interests of the elderly. For example, the price of modern old-age care services should be determined by the market, or related service fees should be paid according to the price agreed in advance by the supply and demand sides in accordance with the principle of equivalent exchange of goods. Whether this form of payment is full personal payment, national policy subsidy or related social insurance and commercial insurance payment. Only in this way can we meet the needs of different levels, different regions and different ways of providing for the aged.
In the future, let us * * * look forward to it, and let us * * * witness that the healthy and happy chain of smart old-age care in Lucky Home Community will enter a new era of scientific and technological modern old-age care and smart old-age care, benefiting thousands of middle-aged and elderly people in China, Qian Qian and Qian Qian!