The first is cost-compensated health insurance, that is, the insured bears the medical expenses himself and the insurance company compensates;
The second type is cash health insurance, which means that when the insured falls ill or suffers accidental injury stipulated in the insurance clauses, the insurance company pays the insured a certain amount of cash. The two kinds of insurance have their own advantages and disadvantages, and which one to choose should be decided according to your actual situation and needs.