Poverty caused by illness and returning to poverty due to illness have been included in the key objectives of medical reform. However, due to the complicated causes, it can't be achieved overnight, and Qi Xin needs to work together.
First, strengthen health education and prevention-oriented publicity. It is necessary to popularize health knowledge, let the people develop good health habits, and insist on vaccination and physical examination. Prevent minor illnesses from being seriously treated, and minor illnesses are seriously treated.
Second, we should strengthen the construction of primary medical institutions. It is necessary to introduce and train talents, update equipment, improve the medical environment and improve the ability of diagnosis and treatment. Minor illness does not leave the country, serious illness does not leave the county, greatly reducing the medical expenses caused by illness.
Third, we must increase the proportion of medical insurance reimbursement. In particular, it is necessary to increase the reimbursement amount for serious illness treatment, reduce the deductible line and raise the capping line. And expand the scope of reimbursement to achieve the cure. At the same time, improve the relief system and give timely subsidies to family difficulties caused by illness.
Personal opinions about getting rid of poverty due to illness, I hope people with ability can support it! Thanks to medical reform and medical insurance for the poor, the poor can't afford medicine and want to be hospitalized. Everyone knows that the cold is not 1-2 thousand. The school reform is aimed at everyone. The nine obligations of the state are not asking for money, but students have more other money than their parents know. The poor guarantee their local living expenses. First, every country should report a serious illness to everyone in a relatively good big hospital, cure the disease to the end, and leave the local medical insurance hospital for reexamination. Second, 90% of outpatient clinics should also be reported. Third, the local people's hospital should give everyone the corresponding medicine and let the state control it. Cultivate sick people and good people to get rid of poverty. Send the poor circle to lazy countries. Manage the country! Let more people forward! thank you
Poor households with serious illness at home are really poor, with a solid family background and a bottomless pit for medical treatment. However, the state has arranged many policies for poor households to see a doctor, raising the proportion of outpatient serious illness insurance for poor households to more than 85%, and there is also serious illness insurance for five times of hospitalization reimbursement, up to 95%. Identification of chronic diseases 19, hospitals distribute medicines around 200 yuan every month, pay after seeing a doctor, one-stop settlement and other policies. However, the only drawback is that this policy only lasts until 2020.438+02.438+0, and will not be enjoyed in the future.
To reduce the incidence of poverty caused by illness and returning to poverty due to illness, I think we should start from three aspects: individuals, hospitals and society.
First, individuals, in rural areas, many villagers, especially elderly villagers with low incomes, carry minor illnesses on their own or go to nearby clinics to see a doctor or buy some medicine, and some gradually become serious illnesses. There is also the purchase of commercial supplementary insurance for serious illness to provide additional protection for yourself, but the lower the income, the less you will buy it.
Second, hospitals, in order to generate income, some hospitals decorate wards very well, changing the previous multi-rooms into two or three rooms, which increases the hospitalization expenses. In particular, some doctors like to use good drugs at their own expense or even buy drugs at their own expense, frequently use various tests, increase doses, and use a variety of drugs, which is the so-called over-medical treatment, resulting in increased hospitalization expenses and unreported expenses, which makes patients spend a lot of money and increase the economic burden.
The third is society. (1) is to increase the intensity of free physical examination. Some diseases are found and treated early, and the less the cost, the better. (2) It is a step-by-step reimbursement ratio. The higher the cost, the higher the reimbursement ratio. (3) Strengthen civil assistance and lower the threshold of assistance. (4) Increase charity publicity and charity funds, so that charity can help more people in need.
The poverty-stricken households who set up files and set up cards have a high proportion of reimbursement for medical expenses and various types of protection. They return to poverty due to illness, mainly because they lose their ability to work or the quality of poverty alleviation is not high. They get rid of poverty digitally and return to poverty at the slightest sign.
In my humble opinion, I hope to have more exchanges and discussions.
The problem of poverty caused by illness and returning to poverty due to illness should be treated from two aspects. There are both policy defects, huge population base, unbalanced resource matching, moral decay and complexity, which cannot be improved and solved overnight.
First look at the policy defects, China's medical policy formulation can not completely cover the medical system. Poverty caused by illness is poor. Originally, they couldn't afford insurance because they were poor, and they didn't have insurance support when they got sick. Full payment of medical expenses is the direct cause of poverty. The rich have medical insurance, social security and strong financial resources. Of course, this is beyond our control.
At present, our actual national condition is that there are a large number of poor people, and the country's financial and material resources cannot be balanced to everyone, and poverty caused by illness may exist for a long time.
The resource matching is unbalanced, and high medical resources are piled up in provincial capitals and large hospitals. Ordinary people are sick and can't get expert treatment. The protracted illness and the long battle line have prolonged the treatment cycle and increased the cost to some extent. Some authoritative experts are only responsible for a certain level of specialized treatment, wasting limited resources.
On the moral level, the supervision system is not perfect, hospitals are overtreated and minor illnesses are treated. To some extent, it increases the burden on patients and is the inducement to return to poverty due to illness, which should not be underestimated.
Cancel the poverty alleviation policy (except those who need special care) and invest all this money in agricultural infrastructure construction. On this basis, increase investment in agriculture, attach importance to agricultural production, enhance the international competitive advantage of agricultural products, and import less or no food.
Cancel the so-called No.1 document every year, implement measures that attach importance to the issues concerning agriculture, rural areas and farmers, increase farmers' income, respect farmers' occupations, let farmers live with dignity, and fundamentally eliminate the feudal thought that farmers are untouchables.
Only by fundamentally solving the problem of farmers can we solve the problem, otherwise it will be an armchair strategist.
Thank you for inviting me to answer this question.
In order to prevent this kind of poverty caused by illness or the recurrence of the disease, affecting our own people and families, there are actually many ways and measures to prevent this situation.
This is commercial medical insurance, which is guaranteed from the perspectives of a country and a society to reduce the incidence of poverty caused by illness in the whole family.
Because of such a timely assistance policy, you don't have to wait until June of each year, 165438+ 10, and you can log in to the system for confirmation.
In the process of helping the poor, he has always said that it should be guaranteed. The original meaning is that as long as the needs of these poor farmers and rural families should be met, they should be guaranteed.
The above are the preventive measures and suggestions for these rural families who are poor due to illness and return to poverty due to illness. I hope I can help you.
This article was originally written in "The Entrepreneurial Pit of Agriculture, Countryside and Farmers". Survival is the first priority in starting a business for agriculture, countryside and farmers. If you can't live, don't talk about dreams and feelings.
Short stories, big lessons, less detours and no into the pit are our original intentions.
I am a patient with gastric cancer. In 20 12 years, I had two-thirds of the operations. The cost of surgery is hundreds of thousands, and there is no minimum living allowance. I basically bought them at my own expense. After two years of operation, I was only given a minimum quota, but the policy was clearly minimum. How come I can't even enjoy the subsistence allowance for my wife in her sixties? We have all lost the ability to work, no financial resources and no sons.
My wife spent hundreds of thousands of dollars in hospital because of illness, and then she died. I'm really broke. I'm an old farmer, but my wife saved 5000 yuan in Taiping Post Bank of Xinxing County for 200 1, and the bank wouldn't let me get a pension! There is no humanity or compassion at all! !